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    Blessed be the fruit
    Joined dxpnet on November 05, 2015.
    As I’m getting older I’m understanding how disgustingly awful ours is. You can be in a car accident (that is not your fault) and go to the ER and come home to a $ 40k bill just like that. No broken bones, stitches or anything, no overnight stays... $ 40,000 for a few hours at the hospital. And you better hope that other driver had car insurance coverage because if they didn’t, you’ll have to figure out how to foot the bill because the law doesn’t do much to those who don’t carry liability like they should.

    When it comes to health insurance my parents are self-employed. Getting health insurance while being self-employed is kind of tricky and overpriced. When they mandated Obamacare my parents had to enroll and coverage for 4 people went up to $ 2,000 PER month for us at some point. It had pretty lame coverage and providers too.. I didn’t realize that until I got married and went under my husband’s employer health insurance. I was so amazed at how great the coverage was. I could get an annual extensive eye exam, glasses or a bunch of contacts, a lot of dental stuff without paying any additional copay. And it costs for both of us like around $ 150 per month for everything! My parents pay more than 6x to not be able to get a fraction of the coverage that I’m now getting... how is that possible?? If they want to be able to get a similar coverage as mine, they most likely would have to pay over $ 3,000 per month! I now see why people hold onto shitty jobs, it’s that decent, affordable healthcare coverage they use to keep people enslaved.

    How does Medicare and Medicaid tie into all this? Do they use the high premiums charged to people from Obamacare to fund those?

    Those of you who are self-employed or have a small business what kind of health insurance do you have?