cappysweetie
@cappysweetie
19 Years10,000+ Posts
Comments: 2 · Posts: 23862 · Topics: 499
Money Matters 101
When is the best time to mortage a home? How long should I keep stay in an apartment before purchasing a home?
If you don't have your own house or apartment, then you probably rent it. Well, usually the money you pay for rent is same as your mortgage monthly payment. So there is actually no difference in amount. However there is a point in having your own house/apartment under mortgage, because when you pay for rent, you just give those money and they'll never come back. But when you pay for mortgage, then you pay for your own house, those money are always with you. You'll get them when you sell your house (if you would) so they are not lost money.
Therefore, I think mortgage is the best choice at any time, so it has to be done as soon as possible. However, I suggest you to find someone (family, relatives) who could support you in bad day, if you couldn't pay for 1-2 month, or you might lose your hosue.
If you don't have your own house or apartment, then you probably rent it. Well, usually the money you pay for rent is same as your mortgage monthly payment. So there is actually no difference in amount. However there is a point in having your own house/apartment under mortgage, because when you pay for rent, you just give those money and they'll never come back. But when you pay for mortgage, then you pay for your own house, those money are always with you. You'll get them when you sell your house (if you would) so they are not lost money.
Therefore, I think mortgage is the best choice at any time, so it has to be done as soon as possible. However, I suggest you to find someone (family, relatives) who could support you in bad day, if you couldn't pay for 1-2 month, or you might lose your hosue.
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Like when and where I should invest my money after I get a stable job? Should I bit the bullet and sigh up for a credit card early ? When is the best time to mortage a home? How long should I keep stay in an apartment before purchasing a home?
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