Covid-19 and Going Forward

What are you doing to prepare for the coming recession. Also, how, if at all, will this change your life and mindset going forward?

For me, I've been giving some thought to a small plot of land in Missouri, or maybe another state that has counties with no building codes. There, I can build my little cob house and avoid lifelong debt, without some officious little bureaucrat trying to govern me.

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

Boring.

Posted by Nykkjen

What are you doing to prepare for the coming recession. Also, how, if at all, will this change your life and mindset going forward?

For me, I've been giving some thought to a small plot of land in Missouri, or maybe another state that has counties with no building codes. There, I can build my little cob house and avoid lifelong debt, without some officious little bureaucrat trying to govern me.

I am up for Farming, cowboy style . We have recently brought our entire farmland under irrigation.

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

pretty sure you can avoid any Building codes outside the city limits in Texas, but I'm not going to research that for you guys, I'm just going to say it's so.

Posted by Astrobyn

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

pretty sure you can avoid any Building codes outside the city limits in Texas, but I'm not going to research that for you guys, I'm just going to say it's so.

click to expand

Well what I listed here is the international building code that has been adopted by all states. Each state also has statewide codes that apply to incorporated AND unincorporated areas. And then each city and sub city will have their own specific building codes.

Even if you go out to the boonies that land is still part of a city, unincorporated or not. And yes, I have some experience of designing for the middle of nowhere and still answering to city agency for permits. It is more lax the further you get from the city, to some degree. Although here we have fires so there’s actually ironically more work involved to prove your structure and property is fulfilling fuel mod requirements when your surrounded by nature.

Avoiding building codes seems silly to me. Even if you find a contractor willing to work without permits they are risking their license and hundreds of thousands of dollars in fines (in Cali it’s around 400k). The homeowner could be fined as well. Just pull your permits. It’s under a few k’s in fees.

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

Well, I have done a little looking around, and it looks like there are actually a few counties with either no building codes, or extremely relaxed codes. There were some in missouri, new mexico, texas - as robyn mentioned. I think I saw in florida and arizona as well.

I get what you're saying getting permits and all of that. But I don't want to spend a lifetime paying off a house. It seems a strange thing to me to spend 40+ hours of week working outside the house, and with roughly 50% of one's income going to pay -for- that house.

Posted by Astrobyn

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

pretty sure you can avoid any Building codes outside the city limits in Texas, but I'm not going to research that for you guys, I'm just going to say it's so.

click to expand

I saw the same, but I'm looking for land a little more arable.

You need a permit to build a pool. It’s like going to court and stating your case before they approve it before you even start.

I’m simply saying, it’s not that simple.

http://www.city-data.com/forum/self-sufficiency-preparedness/2563908-areas-u-s-no-building-codes.html

They're out there.

Posted by Nykkjen

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

Well, I have done a little looking around, and it looks like there are actually a few counties with either no building codes, or extremely relaxed codes. There were some in missouri, new mexico, texas - as robyn mentioned. I think I saw in florida and arizona as well.

I get what you're saying getting permits and all of that. But I don't want to spend a lifetime paying off a house. It seems a strange thing to me to spend 40+ hours of week working outside the house, and with roughly 50% of one's income going to pay -for- that house.

click to expand

Your best bet is to contact an architect or builder nearby the general area you are looking at land. They will know the ins and out of what is required and what you will need to go from empty lot to occupied residence.

Bare minimum you'll need to connect to sewer and power. Unless your thinking of going off grid, thats a whole nother story.

Don't sink money into land before doing your homework. And I don't mean a google search online. Talk to a professional who has actual experience building in the area and go from there.

Good luck. I'm also super interested in developing. I'd suggest a builders loan instead of a typical mortgage loan, however if your not doing plans and permits it'll be harder to obtain those funds.

Posted by Nykkjen

What are you doing to prepare for the coming recession. Also, how, if at all, will this change your life and mindset going forward?

For me, I've been giving some thought to a small plot of land in Missouri, or maybe another state that has counties with no building codes. There, I can build my little cob house and avoid lifelong debt, without some officious little bureaucrat trying to govern me.

It's one thought ive been munching during the quarantine. I had a small restaurant project of mine about to open, it was supposed to open doors on the last week of march. Thanks god it is not a brick and mortar format. Ive chosen to dissolve it, selling all assets involved with it. Im preparing my strategy to grow my portfolio delving into futures and non binary currencies, currently i only have a conservative account on short term stocks.

Things change, you adapt i guess. Hope things go well.

I’m not sure about preparing for a recession. My main agenda is “Staying Alive” right now...

Posted by Nykkjen

Posted by LadyNeptune

Do your research.

Everywhere has building codes. Everywhere.

Idk specifically about Missouri but all 50 states and our territories have adopted the international building codes (ibc). It’s a universally thing. Specifics may vary, but those standards are across the board.

If you don’t want to deal with pulling city permits have your architect handle it (most do anyways) or work with a prefab companies whose structures are designed around the code.

Anything you build without permits won’t be seen as a viable structure and if/when you want to sell it’ll be worth zero to the buyer except as an added cost to tear down.

Also most reputable contractors won’t want to build something not permitted. Again, do your research.

Well, I have done a little looking around, and it looks like there are actually a few counties with either no building codes, or extremely relaxed codes. There were some in missouri, new mexico, texas - as robyn mentioned. I think I saw in florida and arizona as well.

I get what you're saying getting permits and all of that. But I don't want to spend a lifetime paying off a house. It seems a strange thing to me to spend 40+ hours of week working outside the house, and with roughly 50% of one's income going to pay -for- that house.

click to expand

“ spend 40+ hours of week working outside the house, and with roughly 50% of one's income going to pay -for- that house.”... - welcome to the real world.