Are you expecting a tax refund? If so, how do you plan on spending it? And what is your sun and mars? Curious as to if our signs play a role in how we spend some extra money.
Tax Refunds
I'm a cap, aqua mars.
I plan on putting new countertops and backsplash in my house with my refund.
I plan on putting new countertops and backsplash in my house with my refund.
LOL @ this topic posted by a Cap.
I am going to use it to go on a vacation that my Cap sister-in-law has planned for our family next year. Renting this huge house on the beach in the Outer Banks, NC. I think its way expensive for a family vacay, but she is the boss of the family and decides how we spend our money...lol.
I am going to use it to go on a vacation that my Cap sister-in-law has planned for our family next year. Renting this huge house on the beach in the Outer Banks, NC. I think its way expensive for a family vacay, but she is the boss of the family and decides how we spend our money...lol.
Taurus Sun, Leo Mars btw
I would normally save it, or at least half of it, but I really need new countertops. Badly! I bought an old house that needs updating.
🙂
🙂
Posted by beautifuldiaster
Yes. I plan on putting it into a long term cd account.
if your in the US. CDs earn nothing some even earn the standard online saving account rate of .85% . Please invest in municipal bonds.
Posted by PVandJellay
I have no dependents to claim, and may possibly owe money this year. I will be filing at the last minute.
same here. I'll even request an extension so I can pay months after the tax deadline. 😢
Taurus Sun
Scorpio Mars
It's going into savings.
If anything gets spent (I reserve the right
to change my mind), it will go toward something
like paying down student loan or ... idk, tires.
Something useful.
😄
LEO Sun, Taurus Mars
If anything gets spent (I reserve the right
to change my mind), it will go toward something
like paying down student loan or ... idk, tires.
Something useful.
😄
LEO Sun, Taurus Mars
Hair products,gym membership,art supplies,savings
Posted by VenusStarPosted by beautifuldiaster
Yes. I plan on putting it into a long term cd account.
if your in the US. CDs earn nothing some even earn the standard online saving account rate of .85% . Please invest in municipal bonds.click to expand
Idk a thing about municipal bonds, but it's true--
the return on CD's right now is next to nothing.
Yes girl. Finsta get me a
new weave and some jordans.
I dont look forward to it like i used to when i wasnt working. It takes forever to get her and its usually jusy enough to fill up the tank or buy some much needed clothes.
Pisces sun/ Mars in Gemini
new weave and some jordans.
I dont look forward to it like i used to when i wasnt working. It takes forever to get her and its usually jusy enough to fill up the tank or buy some much needed clothes.
Pisces sun/ Mars in Gemini
No refund here.
I keep as much of my money as I can. I try to break even. The government isn't paying interest on any potential refund. The government ain't borrowing shit from me.
And, I don't need the government to act as a savings account for me... once again, no interest.
I keep as much of my money as I can. I try to break even. The government isn't paying interest on any potential refund. The government ain't borrowing shit from me.
And, I don't need the government to act as a savings account for me... once again, no interest.
Oh, and I'm Venus dominant, Jupiter, Mercury, and Sun in the 2nd House.
Posted by beautifuldiasterPosted by VenusAquarius
No refund here.
I keep as much of my money as I can. I try to break even. The government isn't paying interest on any potential refund. The government ain't borrowing shit from me.
And, I don't need the government to act as a savings account for me... once again, no interest.
Actually, contrary to popular belief, if you don't cash your refund check for like 10 months it will gain interest.
I know this because it happened to me. I lived in Texas for 6 months and my refund was mailed there after I moved back to my home state. After months of trying to find it, I called and had a new refund check sent to me which had in fact, gained interest.
There ya goclick to expand
As you acknowledge, that is a special circumstance. Hardly a financial plan, philosophy, theory... which is the context of my post.
Posted by truecap
Are you expecting a tax refund? If so, how do you plan on spending it? And what is your sun and mars? Curious as to if our signs play a role in how we spend some extra money.
No, I don't expect it. No reason to float a loan to idiots who spend flagrantly..
Sun: Cancer Mars: Cancer
Posted by beautifuldiasterPosted by VenusStarPosted by beautifuldiaster
Yes. I plan on putting it into a long term cd account.
if your in the US. CDs earn nothing some even earn the standard online saving account rate of .85% . Please invest in municipal bonds.
I did some research and you may very well be right. I searched my states municipal bonds but the trade amount ( aount to invest) is fairly high, higher than what I'll receive back. Any advice on this? Perhaps I'll make a thread on this.click to expand
You can try to save so you can add more money to the pot because it is worth it. You can also buy a managed fund that contains multiple bonds. Bonds are fairly safe and will give you more of a return than a cd or savings. you should try not to touch this money for at least one year.
First and foremost, if your getting a refund, too much tax is being taken out of your pay check. Adjust exemptions accordingly.
Secondly, research ways to bring down your gross. Then, you can claim exemptions in accordance with which ever method you choose and how much you choose to put into the method. What you would have, used to, pay in taxes, is now going to (insert).
It's best to keep as much money in your check as possible... and, to pay the least amount in taxes... even if you have to choose a charity, investment, or whatever... all is better than tax. Unless, your charitable organization is the IRS. Or, you consider yourself a lending institution servicing the government.
It's yours... control.
Secondly, research ways to bring down your gross. Then, you can claim exemptions in accordance with which ever method you choose and how much you choose to put into the method. What you would have, used to, pay in taxes, is now going to (insert).
It's best to keep as much money in your check as possible... and, to pay the least amount in taxes... even if you have to choose a charity, investment, or whatever... all is better than tax. Unless, your charitable organization is the IRS. Or, you consider yourself a lending institution servicing the government.
It's yours... control.
Road trip to kansas to see my brother, new bed set, new Ecig (mechanical mod) and the rest goes into a slush fund!
And if I'm feeling frivolous, I might add a some new pick ups for my guitar to that list.
So I guess I should just be honest with all of you and myself and just add the pick ups to the list... 😛
Posted by TaurusLovesScorpio
LOL @ this topic posted by a Cap.
I am going to use it to go on a vacation that my Cap sister-in-law has planned for our family next year. Renting this huge house on the beach in the Outer Banks, NC. I think its way expensive for a family vacay, but she is the boss of the family and decides how we spend our money...lol.
Dude I love the beaches in NC. I went two years ago, and it was so full of life! Crabs running around everywhere, starfish washing up, sand dollars... It's insane! Water was soooo warm and nice too. I'm jelly!
Posted by beautifuldiasterPosted by MontgomeryPosted by VenusStarPosted by beautifuldiaster
Yes. I plan on putting it into a long term cd account.
if your in the US. CDs earn nothing some even earn the standard online saving account rate of .85% . Please invest in municipal bonds.
Idk a thing about municipal bonds, but it's true--
the return on CD's right now is next to nothing.
Could you offer a better choice? Last year it did fairly well and kept me from spending it which was nice.click to expand
If you've had a good experience before,
then do what works... absolutely!
I just happened to consider the same
myself (CD), and was told it wasn't
worth it.
It was recommended that I buy stock in
my company instead... for you, ask someone
like a Capricorn or a Gemini-- either axis really.
That's what I do.
🙂
well, in terms of taxation I'm not the smartest cookie but I use my annual refund to pay for my car rego- that's my biggest one off yearly expense so it comes in handy not to worry too much about it that way/ including new tires or any work that needs to be done on it, so its cleared for road safety check etc
Anything left over goes into savings.
🙂
Anything left over goes into savings.
🙂
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