Federal Stafford loan (Should I Get One ?)

Okay, up until now, I've been using the money from both of my jobs to send myself through school.

Now, things are starting to become more expensive and I cannot use my pay checks amymore because its just not enough.

I know nothing about student loans because I've never needed one. Which one should I apply for?

- Subsidized Stafford Loan

- Unsubsidized Stafford Loan

- PLUS Loan

Both my counselor and advisor are gone until September, so I can't talk to them 😢

i went with the subsidized stafford loan. payments and interest don't start until 6 months after you graduate.

Thanks Wheels,

Now I need to pick a lender :O My goodness, there's like seven og them, and neither are my bank 😢

i went with the lender recommended by my school, which was wachovia.

Yeah, my school is recommending Comerica, Chase, LaSalle, Charter, and a few others that I'm not a member of. I like credit unions.

wow, haha, that's a lot of recommendations. my dad swears by chase but i didn't go through them.

to answer yer question notso, i'm pretty sure the lenders decide the interest rate so if you can find their diff rates that's one way you can narrow down the candidates.

yeah why not thats what theyre there for...or if your credits good go for a private loan any student loan payments wont have to be made until 6months after graduation

Well, I applied for a subsized loan (thank you to everyone 🙂) But, its taking so freaking long to get it approved. My classes start Aug. 30 and they say that its been put on hold for some reason 😢 Maybe Student Aid is waiting on my gardes from this semester or maybe the winter semester?

I don't know ... I hope my grades aren't the problem.

From the winter semester, I got an A, A- A-, A-, and A-. The summer semester, received an A and a C (yeah, I know, but its still passing, that class was very hard).

So it can't be my grades, I wonder whats wrong —