bawlikestogomoo
@bawlikestogomoo
13 Years1,000+ Posts
Comments: 109 · Posts: 1433 · Topics: 2
Would you rather work hard for 5 years and retire vs 25 years while enjoying life
I'm on the 25 path. I don't think I could do the 5 one. 50 hours a week? No bro. I wouldn't last to enjoy my retirement.
Posted by AndsAcquisitionsI'm still alive and I have legs.
25
you will die with the 5 method.
Posted by GreyWizI've been getting the same feedback. I plan on still working for fun, traveling, etc. Only difference is that I am not financially bound to debt and have passive income flowing.Posted by bawlikestogomooB. try to actually retire. It is the stupidest and most boring shit in the world. This was stated by wealthy men and women who actually had that option and not by those who are fantasizing about the prospect.
Which would you rather do? Scenario A is someone who is 25 years old, work 80+ hours a week, 7 day work weeks with 1 day off a month, and retiring at the age of 30. Scenario B is a 25 year old who works 40 hours a week, have 2 days off a week, but unable to retire until they are 60.
In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.
Your intellect degrades and you lose your youth quicker when you retire. your body acts different and you lose your edge. I think a good vacation is necessary.click to expand
Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
Posted by GreyWizMy Mom retired after 32 years. At the end of her term (lol) she got a real estate license. She put the commissions in her savings. Then she sold her house, crap she didn't want and bought a sailboat. She did that 5 years. Worked at marinas, book stores to pay bills. Retirement is doable. It doesn't mean you sit around twiddling your thumbs. You can do other things.Posted by bawlikestogomooB. try to actually retire. It is the stupidest and most boring shit in the world. This was stated by wealthy men and women who actually had that option and not by those who are fantasizing about the prospect.
Which would you rather do? Scenario A is someone who is 25 years old, work 80+ hours a week, 7 day work weeks with 1 day off a month, and retiring at the age of 30. Scenario B is a 25 year old who works 40 hours a week, have 2 days off a week, but unable to retire until they are 60.
In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.
Your intellect degrades and you lose your youth quicker when you retire. your body acts different and you lose your edge. I think a good vacation is necessary.click to expand
Posted by RedbullThe point of Scenario A is that you can still continue to work if you find it fun. Instead of doing a 9-5, you could maybe work 12-4 and 3 days a week. You have financial freedom to do whatever you want.
I kind of chose the A method for my 30s. I had a job where I worked 6 days a week holidays overtime. It definitely changed things and put me in another place. Did that for about 2 years...worked on other outside ventures too. Now I work 3 days a week at my current job.I'll work as much as necessary for myself but a job? have to weigh everything. I definitely believe in getting the hard work out of the way so I dont have to do it later. Have to do some things but that relaxed life of moderate work and leisure is coming soon. Working to get things done/set things up.
Posted by AndsAcquisitionsThen that's how you choose to live it. I view it differently. I'm not tied down to a job, house/car/loans are all paid off so I don't need money. It allows you flexibility to spend your day as you want. So if that's on the beach, then you can certainly do that. If it's finding a cheap flight to Fisk to get pegged, then you can add that to your calendar.Posted by bawlikestogomoomy idea of retirement is living on the beach all day. no beach no retirement. that's just working less to me.Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.click to expand
Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.click to expand
beyond marrying Damnata... or whomever it is you like so much.
😄
Posted by bawlikestogomooOh 😆
Which would you rather do? Scenario A is someone who is 25 years old, work 80+ hours a week, 7 day work weeks with 1 day off a month, and retiring at the age of 30. Scenario B is a 25 year old who works 40 hours a week, have 2 days off a week, but unable to retire until they are 60.
In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.
It's your topic.... even better.
Posted by AndsAcquisitionsThis.Posted by bawlikestogomoour not retired yet. i mean u will die when u have nothing to do.Posted by AndsAcquisitionsI'm still alive and I have legs.
25
you will die with the 5 method.click to expand
I was telling my doc (who is probably closer to your grandpa's age) that my
mom was thinking of retiring (which she just did)-- and he said the same
thing.... if you don't have something planned, an endeavor to occupy you,
you will die sooner than you should.
Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
click to expand
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.
Posted by MontgomeryI am still a shy potato looking for my DXP princessPosted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
click to expand
Posted by VanishI am a spaghetti with a meatball moon
Montgomery loves to fight aries moons.
Posted by DamnataI have love for many people. Ands know that. If your butt is ready for me, then lets start thrusting.Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.click to expand
Posted by AndsAcquisitionsI didn't say you'd give me the ratpug.Posted by Damnatai will never give a virgo an animal knowing how your kind likes to put them in washing machines and freezers!Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.click to expand
Posted by bawlikestogomooMy kind Sir, you are far too classy. I will have to respectfully decline though.Posted by DamnataI have love for many people. Ands know that. If your butt is ready for me, then lets start thrusting.Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.click to expand
Posted by Damnata😱Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.click to expand
My mistake!
Srsly though, Hussein can probably be distracted with
something like new shoes or a milk frother (2016 edition).*
*I'm getting one this weekend... damn you, ands. 😐
Posted by MontgomeryI'm starting to fall in love with you. ASL checkPosted by Damnata😱Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.
My mistake!
Srsly though, Hussein can probably be distracted with
something like new shoes or a milk frother (2016 edition).*
*I'm getting one this weekend... damn you, ands. 😐
click to expand
Posted by GreyWizThat's your misfortune then. Your happiness is YOUR responsibility not everyone else's.Posted by kissmygritsthat's cool. That still sounds boring to me. It depends if you love or hate your job. If you pursue a productive activity you love and make money then that is great but most people don't do that. they party at every beach and do cliche things and get disenchanted.Posted by GreyWizMy Mom retired after 32 years. At the end of her term (lol) she got a real estate license. She put the commissions in her savings. Then she sold her house, crap she didn't want and bought a sailboat. She did that 5 years. Worked at marinas, book stores to pay bills. Retirement is doable. It doesn't mean you sit around twiddling your thumbs. You can do other things.Posted by bawlikestogomooB. try to actually retire. It is the stupidest and most boring shit in the world. This was stated by wealthy men and women who actually had that option and not by those who are fantasizing about the prospect.
Which would you rather do? Scenario A is someone who is 25 years old, work 80+ hours a week, 7 day work weeks with 1 day off a month, and retiring at the age of 30. Scenario B is a 25 year old who works 40 hours a week, have 2 days off a week, but unable to retire until they are 60.
In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.
Your intellect degrades and you lose your youth quicker when you retire. your body acts different and you lose your edge. I think a good vacation is necessary.
life is boring for most part.click to expand
Posted by AndsAcquisitionshell no. I can't even spend more than a day or two lounging around at the beach when on holiday without going stir crazy. it's why I can't vacation with white chicks or vain guys. always want to be comatose as the beach tanningPosted by bawlikestogomoomy idea of retirement is living on the beach all day. no beach no retirement. that's just working less to me.Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.click to expand
but definitely hiking, travel, adventures, starting a nonprofit, art, etc
I would choose the 5 years option. I can handle it. especially in exchange for not being at the mercy of the job market or economy for the rest of my life. that kind of freedom is worth it.
Posted by AndsAcquisitionsThere are PLENTY on the west coast.... but I am 3000 miles away,Posted by Montgomerylol mine is from coffee bean and tea leaf but i don't think there are a lot of cbtl stores in the US.Posted by Damnata😱Posted by MontgomeryWTF?Posted by bawlikestogomooI'm delighted that someone has found a topic that interests you,Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
beyond marrying Damnata... or whomever it is you like so much.
😄
Are you trying to get me killed by Ands, Monty? He loves baw, he'll set his ratpug to kill me, the ferocious beast.
My mistake!
Srsly though, Hussein can probably be distracted with
something like new shoes or a milk frother (2016 edition).*
*I'm getting one this weekend... damn you, ands. 😐
click to expand
on the east coast.
Thank you though!
I'll just have to grab one at ... idk o___O
Target?
Posted by AndsAcquisitionsoh they're absolutely hideous lmao. but who are u trying to impress... bears?? :pPosted by mmmcrunchyhiking is boring to me. plus you have to own hiking shoes. those things are ugly as fuck!Posted by AndsAcquisitionshell no. I can't even spend more than a day or two lounging around at the beach when on holiday without going stir crazy. it's why I can't vacation with white chicks or vain guys. always want to be comatose as the beach tanningPosted by bawlikestogomoomy idea of retirement is living on the beach all day. no beach no retirement. that's just working less to me.Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
but definitely hiking, travel, adventures, starting a nonprofit, art, etcclick to expand
plus by hiking, I'm talking more about climbing/mountaineering. satisfies all my cappy.
Posted by AndsAcquisitionsNot if you have fluffy socks and cute legs, they aren't.Posted by mmmcrunchyhiking is boring to me. plus you have to own hiking shoes. those things are ugly as fuck!Posted by AndsAcquisitionshell no. I can't even spend more than a day or two lounging around at the beach when on holiday without going stir crazy. it's why I can't vacation with white chicks or vain guys. always want to be comatose as the beach tanningPosted by bawlikestogomoomy idea of retirement is living on the beach all day. no beach no retirement. that's just working less to me.Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
but definitely hiking, travel, adventures, starting a nonprofit, art, etcclick to expand
They say men who work their whole life tend to live longer then a stay at home man who's provided by other means.
Posted by MontgomeryPlease. I hike with skater shoes with apsolutly no traction. I depend on balance and good footing to keep me from falling while I scale large hills or highwalls.Posted by AndsAcquisitionsNot if you have fluffy socks and cute legs, they aren't.Posted by mmmcrunchyhiking is boring to me. plus you have to own hiking shoes. those things are ugly as fuck!Posted by AndsAcquisitionshell no. I can't even spend more than a day or two lounging around at the beach when on holiday without going stir crazy. it's why I can't vacation with white chicks or vain guys. always want to be comatose as the beach tanningPosted by bawlikestogomoomy idea of retirement is living on the beach all day. no beach no retirement. that's just working less to me.Posted by AndsAcquisitionsRetirement =/= staying at home and being on a couch. What if retirement means you plan on doing vacations that involves hiking, adventures, etc.
my grandpa still sees patients at 80. he could have retired a long time ago. my other grandpa died of eating too much pork at 72. he stopped working at 40+.
but definitely hiking, travel, adventures, starting a nonprofit, art, etc
click to expand
I love exploring the forest, especially when I find old homes and foundations from 17, 18, and early 1900s. I come back with a metal detector to fins old coins and relics.
I'm going to pick up kayaking this spring also. The older settlements are almost always around a water source, and I live close to some pretty big natural lakes. A kayak would give me an option to adventure to hard to reach places. I'm excited just thinking about it lol.
Posted by idkLet's keep it fair. Both jobs require the same amount of work on site. You also don't take home your work once its completed.
are you talking, like, OT to the extreme, no stopping it, gung ho type shit—
MAAAAAAAAAN...... fuck that shit i'll take my 25
Scenario A and B will retire with the same assets, except that with A, things will be paid off when you retire. E.G. your house will be done when you are 30 as opposed to 60. Both will get the same retirement funds, so you will get 100k/yr during retirement.
Posted by SoulI wasn't supporting their necessity-- just the aesthetic, if worn properly.Posted by MontgomeryPlease. I hike with skater shoes with apsolutly no traction. I depend on balance and good footing to keep me from falling while I scale large hills or highwalls.
Not if you have fluffy socks and cute legs, they aren't.
I love exploring the forest, especially when I find old homes and foundations from 17, 18, and early 1900s. I come back with a metal detector to fins old coins and relics.
I'm going to pick up kayaking this spring also. The older settlements are almost always around a water source, and I live close to some pretty big natural lakes. A kayak would give me an option to adventure to hard to reach places. I'm excited just thinking about it lol.click to expand
My scorp/sag friend gets into that.... esp with the metal detector.
Not my cup of tea, but there is plenty to explore north of where we live--
old forts, Indian territory etc.
Happy kayaking.
Posted by GreyWizMy mom isn't wealthy. She bought a sailboat and sailed that baby in the Caribbean, up the ICW, she learned charts. She didn't hire anybody. I don't think that's boring. Happy people aren't bored with life. Maybe you need to work a soup kitchen bored one.Posted by kissmygritsi am happy. happiness comes from within. I am describing what most wealthy try to do.Posted by GreyWizThat's your misfortune then. Your happiness is YOUR responsibility not everyone else's.Posted by kissmygritsthat's cool. That still sounds boring to me. It depends if you love or hate your job. If you pursue a productive activity you love and make money then that is great but most people don't do that. they party at every beach and do cliche things and get disenchanted.Posted by GreyWizMy Mom retired after 32 years. At the end of her term (lol) she got a real estate license. She put the commissions in her savings. Then she sold her house, crap she didn't want and bought a sailboat. She did that 5 years. Worked at marinas, book stores to pay bills. Retirement is doable. It doesn't mean you sit around twiddling your thumbs. You can do other things.Posted by bawlikestogomooB. try to actually retire. It is the stupidest and most boring shit in the world. This was stated by wealthy men and women who actually had that option and not by those who are fantasizing about the prospect.
Which would you rather do? Scenario A is someone who is 25 years old, work 80+ hours a week, 7 day work weeks with 1 day off a month, and retiring at the age of 30. Scenario B is a 25 year old who works 40 hours a week, have 2 days off a week, but unable to retire until they are 60.
In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.
Your intellect degrades and you lose your youth quicker when you retire. your body acts different and you lose your edge. I think a good vacation is necessary.
life is boring for most part.click to expand
Posted by RedbullThat's exactly it. Way to put it in better words than me.
I think the point of doing the A thing is being free to persue what you want quicker. So just because somebody's goal is to get out of the rat race asap doesnt mean they are going to sit around doing nothing for the rest of their life. "Retirement" is relative. Its not either/or unless you make it that way thats not how things have to go absolutely in one box or the other (my Auarius moon especially stays out of those "boxes").
Posted by bawlikestogomooIf only. My company and most others don't allow plan A.Posted by idkLet's keep it fair. Both jobs require the same amount of work on site. You also don't take home your work once its completed.
are you talking, like, OT to the extreme, no stopping it, gung ho type shit—
MAAAAAAAAAN...... fuck that shit i'll take my 25
Scenario A and B will retire with the same assets, except that with A, things will be paid off when you retire. E.G. your house will be done when you are 30 as opposed to 60. Both will get the same retirement funds, so you will get 100k/yr during retirement.click to expand
Posted by MlleFiskHi
I pick get accidentally knocked up by person A after he reaches 30 and have a shotgun wedding. **writes this down in my vision board**
Posted by VanishI'm a poor potato
baw is an A so he can pursue becoming a tier 1 regular on dxp for the rest of his life.
Posted by AirManForceMost people I know and even in this thread picks B
why certainly everyone would pick scenario A. i know i would and wished my early retirement came at 25. at my age (43) i think that's too late to retire. i'm not working no more for the rest of my life. damn that. i'm thru with that shit.
Posted by AndsAcquisitionsdefinitely.
25
you will die with the 5 method.
i was thinking of men working in the coal mines, many died early.
working to the bone, coal in their lungs, from sun up to sun down.
Posted by lisabethur8We're comparing apples to apples here. Same job but just with more hours.Posted by AndsAcquisitionsdefinitely.
25
you will die with the 5 method.
i was thinking of men working in the coal mines, many died early.
working to the bone, coal in their lungs, from sun up to sun down.click to expand
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In both cases, Person A would have the same income from investments as Person B. The only difference is that Person A worked a ton more hours and saved all their money, put it into a portfolio, and is collecting the capital gains/interest as income.