Indecisiveness....practicality vs. emotions

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LadyNeptune
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Been second guessing moving in with my Gem. Looking for places together has taught us that we will need to up our budget significantly to get everything we both want in a rental. We are both on track to be able to purchase something in the next year if we stay at our current rentals which are dirt cheap. Whereas if we move in together than we will be spending significantly more and waiting much longer to purchase.

Prioritize relationship vs. prioritize goals. Idk...just thinking out loud.
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Posted by coffeetime
Is it possible to stay at one person's current rental and split the costs that way?
We are both renting rooms out of houses. We do tend to switch off each weekend at each others place, but were talking about moving in together to get more privacy, etc.

It wouldn't be possible to move in to each others place. Our work places are around 2 hours away with typical commuting traffic.
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Posted by tiziani
Just depends how much you value sharing a space. If you both want to be around one another, there's no conflict there because being apart becomes impractical.

I don't think living together should be a default but only you both know how much it affects your work and performance.
As it stands now we both work so many hours and he's going to school as well, we still would only have time together on the weekends. Like it would be nice to sleep in the same bed each night and hold each other but is it worth paying much more rent plus the time and cost of a longer daily commute? Idk...
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Posted by tiziani
Posted by LadyNeptune
I kinda like only seeing him on the weekends. Allows me to focus on work and myself.

Also there is something to be said for spending time apart. You get to look forward to seeing the person.


Personally, I can't relate to that view. But a lot of people do. Relationships are all so different, I guess. As long as you both feel the same way.

I never look at living together as a relationship milestone. I think it's a choice, unless there are obvious factors to consider like raising a new family and being accountable parents.
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It feels like a step back. Although logically it isn't, it's just feeling that way.



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Posted by leowww
Posted by LadyNeptune
I kinda like only seeing him on the weekends. Allows me to focus on work and myself.

Also there is something to be said for spending time apart. You get to look forward to seeing the person.
I think some of us are comfortable in our own little routines and the thought of change sometimes is scary.

As in if it ain't broken...

Maybe good scary is good though?

Keep your options open, maybe once you find something that accommodates you better you might be more excited & feeling warm about the idea of it.

I value my Independence, I can relate.

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Definitely good scary. I was already lost in my head dreaming up what it would look like.
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LadyNeptune
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Posted by coffeetime
That does sound challenging. Although it does sound like the practical aspect has more points on it than the emotional aspect. Will the step to homeownership be mutually owning the place?
In a year we each would be able to purchase our own (separate) place. Mutual ownership is something we would need to discuss. But yes, reaching that goal is huge for both of us.
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Posted by coffeetime
Unless there's really something unacceptable where you live now, saving up to own your place sounds like a great idea. At least you'll both be secure knowing you own your own place, and will save more money for future investments. Also, when you decide to own a place together, you can consider renting out one of the places while staying in the other.

It sounds like by having space from each other also keeps the sparks alive. Some relationships lose that when people begin living together.

But at the end of the day, go with what you're most comfortable with. ^__^
This will never not be a fear of mine —
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Posted by lady_chatterley
If you can wait it out, I would. 12 months isn't that long of a wait. It'll go by quick!

Honestly, if you're looking to buy a place I would start looking now or learning the market now. It took us 1 year to find what we were looking for and then it took us a month to negotiate closing costs and once we had the inspection report we had to decide which items we wanted the buyer to upgrade/repair and the upgrades/repairs took another month. I would say after about half a year of searching, we were finally getting to really know the market and fine tune what our desires were. We got to know which real estate agencies priced their deals 10% higher, which helped us determine actual prices compared to the rest of the buildings, and gave us room to negotiate down to comparable prices.

But back to prioritizing. 🙂

I would say go with your goals first. Then you'll be able to solely focus on the decision of whether or not to live with your Gem without having to factor in rent increase. At this point it's a cost consideration as well as do I want to live with this person. Once you own, then it's more of do I really want to live with this person consideration.
Oh I definitely want to move in with him. Yes the idea is scary but I feel like once I do it'll give me a good idea if this relationship has lasting longevity.

But at this point I'm leaning towards practicality. Its gonna make the whole experience much more enjoyable if we both have our financial ducks in a row.
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LadyNeptune
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Posted by coffeetime
Unless there's really something unacceptable where you live now, saving up to own your place sounds like a great idea. At least you'll both be secure knowing you own your own place, and will save more money for future investments. Also, when you decide to own a place together, you can consider renting out one of the places while staying in the other.

It sounds like by having space from each other also keeps the sparks alive. Some relationships lose that when people begin living together.

But at the end of the day, go with what you're most comfortable with. ^__^
Love this idea btw. Thanks!
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Posted by LadyNeptune
Been second guessing moving in with my Gem. Looking for places together has taught us that we will need to up our budget significantly to get everything we both want in a rental. We are both on track to be able to purchase something in the next year if we stay at our current rentals which are dirt cheap. Whereas if we move in together than we will be spending significantly more and waiting much longer to purchase.

Prioritize relationship vs. prioritize goals. Idk...just thinking out loud.


It's a smart investment. I think marriage is a partnership, a business even.
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LadyNeptune
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Posted by CaramelizedCoffee
Posted by LadyNeptune
Posted by CaramelizedCoffee
Posted by LadyNeptune
Posted by CaramelizedCoffee
are you married?
No. Dating since Oct 2015
dont move in together or buy a house unless you're married
I don't know that I want to get married period. And we would be purchasing separately most likely.
OK whats the point of this relationship again
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not kids. companionship.