DMV
@DMV
15 Years25,000+ PostsSagittarius
Comments: 294 · Posts: 28989 · Topics: 654
Buying a House without a Husband
Congrats!đđ
Did you break up with your regular guy?
Did you break up with your regular guy?
Posted by MyStarsShine
Congrats!đđ
Did you break up with your regular guy?
It was never a committed relationship
Don't feel bad đą. You a strong and very independent woman!
Feel very very proud of yourself. You did this and only you did this. No one will ever be able to take your home from you and the fact that you did it all by yourself. Plus think of it in the sense when you do meet your man, you sell your home and buy a bigger home for the two of you. You only stepping onto the ladder, and who knows maybe you will be more attractive to a man who knows you are a woman who waits for no man :-)
Feel very very proud of yourself. You did this and only you did this. No one will ever be able to take your home from you and the fact that you did it all by yourself. Plus think of it in the sense when you do meet your man, you sell your home and buy a bigger home for the two of you. You only stepping onto the ladder, and who knows maybe you will be more attractive to a man who knows you are a woman who waits for no man :-)
Congrats!
I put in an offer on a place recently but was outbid. Womp womp.
I know this is a personal vibes thing...but fuck a man. I want to buy my first place on my own. I want to have it in my name and my name only.
Itâs not like we canât buy another place with a dude in the future.
Plus with the way people treat marriage/commitment...you couldâve been married, bought a house together, and divorced by now and spending crazy money to pay attorneys to fight over your assets.
The romantic fairy tale Hollywood and Disney sold us is a lie. But an effective marketing tool.
I put in an offer on a place recently but was outbid. Womp womp.
I know this is a personal vibes thing...but fuck a man. I want to buy my first place on my own. I want to have it in my name and my name only.
Itâs not like we canât buy another place with a dude in the future.
Plus with the way people treat marriage/commitment...you couldâve been married, bought a house together, and divorced by now and spending crazy money to pay attorneys to fight over your assets.
The romantic fairy tale Hollywood and Disney sold us is a lie. But an effective marketing tool.
And it looks like you deserved it you were talking about your 5th house transits and you know what .....looking like it's paying off ...the best time to do it.
How empowering though to be a woman and do it alone!? Get it woman! Grats
How empowering though to be a woman and do it alone!? Get it woman! Grats
By the way what kind of cat you going to get I got my first cat it's a Siamese and she's a total b**** but I love her feistiness... as a sag, i like she has that freedom personality and walks like a grown ass lion with balls. Total swag.
.
.
Well done girl! Do not feel bad that you bought it alone ,its a blessing that you can even afford it .I know people who are stuck in their husband's houses wishing they had bought houses alone,some are just praying for a divorce just so they can live alone for a change.while some are happy ofcourse with their husbands and kids.we never always get what we expect out of life.
I bought my first house at age 28 ,I am a single parent,I never allow a man to come live in my house cause these house-less men will bring nothing but problems and insecurities.Not to say I do not wish to have a husband one day to settle down with,I just don't want it to happen in the house that I bought.My house will be my back up incase marriage fucks me up.
I bought my first house at age 28 ,I am a single parent,I never allow a man to come live in my house cause these house-less men will bring nothing but problems and insecurities.Not to say I do not wish to have a husband one day to settle down with,I just don't want it to happen in the house that I bought.My house will be my back up incase marriage fucks me up.
I donât think in a million years a man would say the same though.
Iâd be super proud to put down on my own house ... which is in the works. And if itâs without someone else all the better.
Iâd be super proud to put down on my own house ... which is in the works. And if itâs without someone else all the better.
But but... THAT'S MUCH BETTER!! With this step you just proved to yourself - that you can truly hold your own weight. There's nothing to fill bad about! Quite the opposite - you should be proud of yourself instead! â
Also, CONGRATULATIONS! đđ»
Also, CONGRATULATIONS! đđ»
Posted by LadyNeptune
Congrats!
I put in an offer on a place recently but was outbid. Womp womp.
I know this is a personal vibes thing...but fuck a man. I want to buy my first place on my own. I want to have it in my name and my name only.
Itâs not like we canât buy another place with a dude in the future.
Plus with the way people treat marriage/commitment...you couldâve been married, bought a house together, and divorced by now and spending crazy money to pay attorneys to fight over your assets.
The romantic fairy tale Hollywood and Disney sold us is a lie. But an effective marketing tool.
will you give me free landscaping advice / property buying advice if I DM you?lol
Posted by DMV
36 year old single black woman closing on a house.
Something I wanted to do with my husband. I wanted it to be a 1st for us both. I looked down on other single women, especially black, cause they were buying homes with no husband. Like stop being desperate and wait. There should be an order to things.
I just knew deep down inside. I would find a man to love me, marry me, buy a home with me.
When I say that all my beliefs are being challenged with all these retrograde planets and transits.
Apart of me is very excited that I am.building equity, have stability, making a big move for me. The other part is sad and disappointed that things have not gone as planned. Buying a house as a single black women with no kids. No man. No husband. Not even a hot date.
Alas, I write this I have to know that i have to keep living my life no matter who is in it.
It's not fair to me to miss out on a blessing because it was tailored to all my wants an needs.
So strange to have every other area in your life be amazing but my love life is a ghost town.
I will be adopting my 1st cat tho. Lol
Just some realness for a Thursday .
I'm proud of you BB!
p.s- If you build it he will come.
Beach house, Iâm thinking about it all day long, and it will be by my money, and my name for sure
Be proud sis, donât ever feel a shamed of baying yourself something that you deserve đđ»
Be proud sis, donât ever feel a shamed of baying yourself something that you deserve đđ»
Posted by Solaristic
By the way what kind of cat you going to get I got my first cat it's a Siamese and she's a total b**** but I love her feistiness... as a sag, i like she has that freedom personality and walks like a grown ass lion with balls. Total swag.
.
Not sure yet. Cats pick their owners so, I'm at their mercy. Lol
Posted by Queenofthepheasantfairies
Don't feel bad đą. You a strong and very independent woman!
Feel very very proud of yourself. You did this and only you did this. No one will ever be able to take your home from you and the fact that you did it all by yourself. Plus think of it in the sense when you do meet your man, you sell your home and buy a bigger home for the two of you. You only stepping onto the ladder, and who knows maybe you will be more attractive to a man who knows you are a woman who waits for no man :-)
Great way at looking at things!
Posted by LadyNeptune
Congrats!
I put in an offer on a place recently but was outbid. Womp womp.
I know this is a personal vibes thing...but fuck a man. I want to buy my first place on my own. I want to have it in my name and my name only.
Itâs not like we canât buy another place with a dude in the future.
Plus with the way people treat marriage/commitment...you couldâve been married, bought a house together, and divorced by now and spending crazy money to pay attorneys to fight over your assets.
The romantic fairy tale Hollywood and Disney sold us is a lie. But an effective marketing tool.
Yes. Not just Disney.
My parents are still married and I do want the same.
But career accomplishments mean soooo much more than a man or marriage to me.
To each their own. No accomplishment is bigger than the other.
If I had to choose between career and a husband.
Career.
It means so much more to make a difference in the world through art.
Posted by seraph
Relationship goals are not life goals. Things over which you have little to no control are to be enjoyed as fortune would have it. The Lordâs Prayer indicates Thy will be done, not your own. This is not exclusively religious; it is evident everywhere and at all times. A little will is apportioned to you for your own pleasure, and the rest is reserved for Life.
You are always exactly where you need to be, like it or not.
And nicely done, dmv!
Profound and correct.
Posted by Aquastic
Well done girl! Do not feel bad that you bought it alone ,its a blessing that you can even afford it .I know people who are stuck in their husband's houses wishing they had bought houses alone,some are just praying for a divorce just so they can live alone for a change.while some are happy ofcourse with their husbands and kids.we never always get what we expect out of life.
I bought my first house at age 28 ,I am a single parent,I never allow a man to come live in my house cause these house-less men will bring nothing but problems and insecurities.Not to say I do not wish to have a husband one day to settle down with,I just don't want it to happen in the house that I bought.My house will be my back up incase marriage fucks me up.
I lived with my ex and it was painful but taught me alot about equity within a relationship.
I could not tolerate a partner who did not contribute financially, emotionally, spiritually to a household.
There is a noticable difference between a man who has lived alone and who has house jumped from mother to girlfriend to girlfriend.
You brought your house on the onset of your saturn return.
Posted by tiziani
I'm trying to think of the things I said I'd never do and looked down on others for, then ended up being the poster boy for it myself.
There's got to be at least a dozen but my mind always conveniently forgets at times like this.
It's super true.
You forsee your own destiny and dont even know it.
Thank you guys.
Very appreciated.
Very appreciated.
Posted by AdreamuponwakingPosted by DMV
36 year old single black woman closing on a house.
Something I wanted to do with my husband. I wanted it to be a 1st for us both. I looked down on other single women, especially black, cause they were buying homes with no husband. Like stop being desperate and wait. There should be an order to things.
I just knew deep down inside. I would find a man to love me, marry me, buy a home with me.
When I say that all my beliefs are being challenged with all these retrograde planets and transits.
Apart of me is very excited that I am.building equity, have stability, making a big move for me. The other part is sad and disappointed that things have not gone as planned. Buying a house as a single black women with no kids. No man. No husband. Not even a hot date.
Alas, I write this I have to know that i have to keep living my life no matter who is in it.
It's not fair to me to miss out on a blessing because it was tailored to all my wants an needs.
So strange to have every other area in your life be amazing but my love life is a ghost town.
I will be adopting my 1st cat tho. Lol
Just some realness for a Thursday .
I'm proud of you BB!
p.s- If you build it he will come.click to expand
Yes. And this house will become income generating property.
#playthelonggame
You should be so fucking proud of reaching such a pinnacle in life with, or without a man. It shows you more about your drive, and your accomplishments in everything.
I hope you have an amazing time decorating your house, and doing everything you want.
So congrats to you, and doing what A LOT of people don't accomplish.
I hope you have an amazing time decorating your house, and doing everything you want.
So congrats to you, and doing what A LOT of people don't accomplish.
I can understand the feeling but it just goes to show the times are truly changing in our favor. Women are now able to earn just as much as men so the need for a woman to find a man to support her changes. It was long ingrained in us from times ago, tho the tune of self pride and empowerment is finally emerging. I agree with everyone! Revel in this moment if not for yourself, but for women and African-american women in particular. It's a big deal!!
You seem to be doing pretty well for yourself, I'm genuinely proud of you! Life has it's mysterious ways. Keep your heart open and your sense of curiousity for other people, the rest will follow đ
I honestly never ever considered buying a house, at all. It was only till I met my Libra and things got serious that I felt the natural urge to do it, so we bought a house together đ
I honestly never ever considered buying a house, at all. It was only till I met my Libra and things got serious that I felt the natural urge to do it, so we bought a house together đ
Posted by BoomShakalakaBoom
You seem to be doing pretty well for yourself, I'm genuinely proud of you! Life has it's mysterious ways. Keep your heart open and your sense of curiousity for other people, the rest will follow đ
I honestly never ever considered buying a house, at all. It was only till I met my Libra and things got serious that I felt the natural urge to do it, so we bought a house together đ
Congratulations!
Congratulations and yes it's something to be very proud about and it's YOURS. ALL YOURS lol My 1st year in my house I went nuts with decorating.. so have fun đ
I am sorry to hear that.
But honestly, I really do think when a woman could buy something without a man in their life, they are pretty fucking amazing.
It might not sound great to you. But I just think they're great inspirations for ladies out there, that you could own something without a man telling you,
"I got you this if it weren't for me"
And making them feel like they owe them something
But honestly, I really do think when a woman could buy something without a man in their life, they are pretty fucking amazing.
It might not sound great to you. But I just think they're great inspirations for ladies out there, that you could own something without a man telling you,
"I got you this if it weren't for me"
And making them feel like they owe them something
You go girl!!!!! đ·đ·đ·đ·
Posted by RooSagicorn
I think there is something really awesome about a woman being able to do it by herself! You can always buy another house with a guy, a husband etc. but a house by yourself is yours alone. It can never be taken away in a divorce or a breakup. đ congrats!!!
I know a woman whoâs house was bought by her and taken away in divorce...what do you mean no one can take it? It happens all the time.
Posted by DMVPosted by LadyNeptune
Congrats!
I put in an offer on a place recently but was outbid. Womp womp.
I know this is a personal vibes thing...but fuck a man. I want to buy my first place on my own. I want to have it in my name and my name only.
Itâs not like we canât buy another place with a dude in the future.
Plus with the way people treat marriage/commitment...you couldâve been married, bought a house together, and divorced by now and spending crazy money to pay attorneys to fight over your assets.
The romantic fairy tale Hollywood and Disney sold us is a lie. But an effective marketing tool.
Yes. Not just Disney.
My parents are still married and I do want the same.
But career accomplishments mean soooo much more than a man or marriage to me.
To each their own. No accomplishment is bigger than the other.
If I had to choose between career and a husband.
Career.
It means so much more to make a difference in the world through art.
click to expand
I agree 100%
All the successful couples I know both have a more equal footing in the relationship when it comes to finances. I'm talking 20+ years and going strong.
She has her own money, he has his own money. They aren't together cause they have a mortgage they can't afford on their own or she doesn't work and wants to leave but won't cause she needs that quality of life. Like no, they are together because they choose to be.
Great DMV! Now all the money is yours! Enjoy.
Posted by RooSagicornPosted by GemitatiPosted by RooSagicorn
I think there is something really awesome about a woman being able to do it by herself! You can always buy another house with a guy, a husband etc. but a house by yourself is yours alone. It can never be taken away in a divorce or a breakup. đ congrats!!!
I know a woman whoâs house was bought by her and taken away in divorce...what do you mean no one can take it? It happens all the time.
If you have proof it was purchased before divorce, it is not part of the marital property. Only what happens during the marriage is part of the marital propertyclick to expand
It was hers before marriage!
She was much higher earner.
IT was he gets her pension or the house. She gave the house to the leech...
Posted by RooSagicornPosted by GemitatiPosted by RooSagicornPosted by GemitatiPosted by RooSagicorn
I think there is something really awesome about a woman being able to do it by herself! You can always buy another house with a guy, a husband etc. but a house by yourself is yours alone. It can never be taken away in a divorce or a breakup. đ congrats!!!
I know a woman whoâs house was bought by her and taken away in divorce...what do you mean no one can take it? It happens all the time.
If you have proof it was purchased before divorce, it is not part of the marital property. Only what happens during the marriage is part of the marital property
It was hers before marriage!
She was much higher earner.
IT was he gets her pension or the house. She gave the house to the leech...
Well she chose to give it to him then.click to expand
No! She was made by the judge!
Pension plan which was of much higher value or the house!
Posted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
Posted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.click to expand
I meant all the money you would give to a landlord...
Posted by Black-Mamba
My biggest regret is not buying a home when i had the money and the loan and home prices were cheap.
I guess like you i always thought i couldn't do it by myself. That i needed a partner.
Huge regret as home prices have quadrupled
Plus DMV homes aren't cheap so your career must be astounding
I look at Zillow everyday willing things to go down
Good on you. This is a great achievement
I got pre approved like 7 or 8 years ago and got out bided and disillusioned by the whole process and dropped out.
I waited way years to have things my way.
But the opportunity presented itself again in Feb of this year and I still wasnt sure and dropped out again.
Then like 2 weeks ago, the bug really bit me and I pulled the trigger.
I needed to hear that about my job.
Its not what I want to do creatively but its paying for my life right now and I've come to have gratitude for it while I prepare for my career change.
Posted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...click to expand
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.
Posted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.click to expand
You get your taxes back at tax return season. Insurance is really no big deal.
Not having neighbors upsteirs and downstairs is beating all the expenses IMO!
Down payment? Subtract from price of the house and in a lot of cases you can do 0% or 5% .
My mortgage includes taxes and insurance less than cost of 2br apartment in my area.
Then donât forget that you paying all these money for your own living space instead of giving it out to some stranger without return or even âthank youâ...lol
Home is your asset. Of course if you picking one in the right area.
I live in the area where houses donât even get FOR SALE sign because they sold as you just thinking about selling. A lot of people forget about it and buying just to buy. Big mistake!
And tomatoes from my garden...are you kidding me? Lol
Posted by GemitatiPosted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.
You get your taxes back at tax return season. Insurance is really no big deal.
Not having neighbors upsteirs and downstairs is beating all the expenses IMO!
Down payment? Subtract from price of the house and in a lot of cases you can do 0% or 5% .
My mortgage includes taxes and insurance less than cost of 2br apartment in my area.
Then donât forget that you paying all these money for your own living space instead of giving it out to some stranger without return or even âthank youâ...lol
Home is your asset. Of course if you picking one in the right area.
I live in the area where houses donât even get FOR SALE sign because they sold as you just thinking about selling. A lot of people forget about it and buying just to buy. Big mistake!
And tomatoes from my garden...are you kidding me? Lolclick to expand
Your mortgage is decades old which is why itâs so cheap for you.
Itâs still vastly cheaper to rent than own. At least in most cities.
Also renting doesnât always mean sharing walls...
Example: you can rent a 3bd 2ba detached single family residence for $ 3500-4K in my city. The same property is valued at 900k+. Meaning with a 20% down payment (no mortgage insurance) your looking at $ 3800+ per month + $ 600+ property tax + home insurance (fire and earthquake here $ 300+).
$ 3500 to rent vs $ 5k+ to own
And again, thatâs with 20% down. Most people donât have 200k lying around so actual number is more like 6k per month to own.
Posted by DMVPosted by Black-Mamba
My biggest regret is not buying a home when i had the money and the loan and home prices were cheap.
I guess like you i always thought i couldn't do it by myself. That i needed a partner.
Huge regret as home prices have quadrupled
Plus DMV homes aren't cheap so your career must be astounding
I look at Zillow everyday willing things to go down
Good on you. This is a great achievement
I got pre approved like 7 or 8 years ago and got out bided and disillusioned by the whole process and dropped out.
I waited way years to have things my way.
But the opportunity presented itself again in Feb of this year and I still wasnt sure and dropped out again.
Then like 2 weeks ago, the bug really bit me and I pulled the trigger.
I needed to hear that about my job.
Its not what I want to do creatively but its paying for my life right now and I've come to have gratitude for it while I prepare for my career change.click to expand
Can you describe the property? Single family. Multi residence. style of architecture?
I went after a foreclosure property in my ideal location. Cute duplex, Spanish colonial style . Everything ideal for what Iâm looking for. Was holding my breath feeling good but got out bid.
I need the market to dip here so my dollar goes further.
Posted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.
You get your taxes back at tax return season. Insurance is really no big deal.
Not having neighbors upsteirs and downstairs is beating all the expenses IMO!
Down payment? Subtract from price of the house and in a lot of cases you can do 0% or 5% .
My mortgage includes taxes and insurance less than cost of 2br apartment in my area.
Then donât forget that you paying all these money for your own living space instead of giving it out to some stranger without return or even âthank youâ...lol
Home is your asset. Of course if you picking one in the right area.
I live in the area where houses donât even get FOR SALE sign because they sold as you just thinking about selling. A lot of people forget about it and buying just to buy. Big mistake!
And tomatoes from my garden...are you kidding me? Lol
Your mortgage is decades old which is why itâs so cheap for you.
Itâs still vastly cheaper to rent than own. At least in most cities.
Also renting doesnât always mean sharing walls...
Example: you can rent a 3bd 2ba detached single family residence for $ 3500-4K in my city. The same property is valued at 900k+. Meaning with a 20% down payment (no mortgage insurance) your looking at $ 3800+ per month + $ 600+ property tax + home insurance (fire and earthquake here $ 300+).
$ 3500 to rent vs $ 5k+ to own
And again, thatâs with 20% down. Most people donât have 200k lying around so actual number is more like 6k per month to own.
click to expand
Thatâs nuts! If you buying a million dollars home you better have $ 200k laying around...
Posted by GemitatiPosted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.
You get your taxes back at tax return season. Insurance is really no big deal.
Not having neighbors upsteirs and downstairs is beating all the expenses IMO!
Down payment? Subtract from price of the house and in a lot of cases you can do 0% or 5% .
My mortgage includes taxes and insurance less than cost of 2br apartment in my area.
Then donât forget that you paying all these money for your own living space instead of giving it out to some stranger without return or even âthank youâ...lol
Home is your asset. Of course if you picking one in the right area.
I live in the area where houses donât even get FOR SALE sign because they sold as you just thinking about selling. A lot of people forget about it and buying just to buy. Big mistake!
And tomatoes from my garden...are you kidding me? Lol
Your mortgage is decades old which is why itâs so cheap for you.
Itâs still vastly cheaper to rent than own. At least in most cities.
Also renting doesnât always mean sharing walls...
Example: you can rent a 3bd 2ba detached single family residence for $ 3500-4K in my city. The same property is valued at 900k+. Meaning with a 20% down payment (no mortgage insurance) your looking at $ 3800+ per month + $ 600+ property tax + home insurance (fire and earthquake here $ 300+).
$ 3500 to rent vs $ 5k+ to own
And again, thatâs with 20% down. Most people donât have 200k lying around so actual number is more like 6k per month to own.
Thatâs nuts! If you buying a million dollars home you better have $ 200k laying around...click to expand
Agreed. On any price property really. Or else you get hit with mortgage insurance which is just more money down the drain.
This gorgoues Leo woman just had her 54th birthday today and she has a baby!!! She made me so hopeful still!! She is fabulous looking... and I bet you are too!!
Posted by DMV
36 year old single black woman closing on a house.
Something I wanted to do with my husband. I wanted it to be a 1st for us both. I looked down on other single women, especially black, cause they were buying homes with no husband. Like stop being desperate and wait. There should be an order to things.
I just knew deep down inside. I would find a man to love me, marry me, buy a home with me.
When I say that all my beliefs are being challenged with all these retrograde planets and transits.
Apart of me is very excited that I am.building equity, have stability, making a big move for me. The other part is sad and disappointed that things have not gone as planned. Buying a house as a single black women with no kids. No man. No husband. Not even a hot date.
Alas, I write this I have to know that i have to keep living my life no matter who is in it.
It's not fair to me to miss out on a blessing because it was tailored to all my wants an needs.
So strange to have every other area in your life be amazing but my love life is a ghost town.
I will be adopting my 1st cat tho. Lol
Just some realness for a Thursday .
Congrats! You are an inspiration to all single women. And you are not alone in your thoughts. May you find the husband of your dreams some day.
Posted by LadyNeptunePosted by DMVPosted by Black-Mamba
My biggest regret is not buying a home when i had the money and the loan and home prices were cheap.
I guess like you i always thought i couldn't do it by myself. That i needed a partner.
Huge regret as home prices have quadrupled
Plus DMV homes aren't cheap so your career must be astounding
I look at Zillow everyday willing things to go down
Good on you. This is a great achievement
I got pre approved like 7 or 8 years ago and got out bided and disillusioned by the whole process and dropped out.
I waited way years to have things my way.
But the opportunity presented itself again in Feb of this year and I still wasnt sure and dropped out again.
Then like 2 weeks ago, the bug really bit me and I pulled the trigger.
I needed to hear that about my job.
Its not what I want to do creatively but its paying for my life right now and I've come to have gratitude for it while I prepare for my career change.
Can you describe the property? Single family. Multi residence. style of architecture?
I went after a foreclosure property in my ideal location. Cute duplex, Spanish colonial style . Everything ideal for what Iâm looking for. Was holding my breath feeling good but got out bid.
I need the market to dip here so my dollar goes further.click to expand
LA bungalow - single family.
I originally wanted a townhouse but HOA fees are the devil. Some had fees starting at $ 400 extra a month. Townhouses are seeing listing price reductions.
That gives me nowhere to go in terms of annual increases.
I wanted as much.breathing room in terms of tax, insurance costs as possible over the next 10 years.
Too often ppl squeeze their wallets after 3 years and have less disposable income.
I get full control over my residence.
Plant my own flowers.
Paint my own door.
Control my own landscaping costs.
Turn it into rental property
Posted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by GemitatiPosted by LadyNeptunePosted by Gemitati
Great DMV! Now all the money is yours! Enjoy.
You mean all the debt is yours. Fast forward 20years and there is equity which = money.
I meant all the money you would give to a landlord...
I suppose...
Still once you factor in property tax, maintenance, insurance, mortgage insurance (if your under 20% down payment) your spending significantly more than you would renting.
Home ownership is only profitable in the long run. Or if you flip the property.
You get your taxes back at tax return season. Insurance is really no big deal.
Not having neighbors upsteirs and downstairs is beating all the expenses IMO!
Down payment? Subtract from price of the house and in a lot of cases you can do 0% or 5% .
My mortgage includes taxes and insurance less than cost of 2br apartment in my area.
Then donât forget that you paying all these money for your own living space instead of giving it out to some stranger without return or even âthank youâ...lol
Home is your asset. Of course if you picking one in the right area.
I live in the area where houses donât even get FOR SALE sign because they sold as you just thinking about selling. A lot of people forget about it and buying just to buy. Big mistake!
And tomatoes from my garden...are you kidding me? Lol
Your mortgage is decades old which is why itâs so cheap for you.
Itâs still vastly cheaper to rent than own. At least in most cities.
Also renting doesnât always mean sharing walls...
Example: you can rent a 3bd 2ba detached single family residence for $ 3500-4K in my city. The same property is valued at 900k+. Meaning with a 20% down payment (no mortgage insurance) your looking at $ 3800+ per month + $ 600+ property tax + home insurance (fire and earthquake here $ 300+).
$ 3500 to rent vs $ 5k+ to own
And again, thatâs with 20% down. Most people donât have 200k lying around so actual number is more like 6k per month to own.
click to expand
It's more expensive to rent in my area.
Cheaper to buy, if you have the means.
Posted by Impulsv
The California Association of Realtors estimated that only 26 percent of residents could afford Los Angeles Countyâs $ 557,220 median priced home that would generate a $ 2,950 monthly payment.
Housing crisis
Congratulations DM!
Join the Conversation. Explore Yourself. Connect with Others.
Discover insights, swap stories, and find people. dxpnet is where experiences turn into understanding.
Create Your Free Account âRelated Topics
Like, what the person enjoy in bed, what kind of partner, fetishs and stuff
the thing is know if what i got 7 years ago is anorexy or not, because have one specific diference
i don't know if i can call what i have 7 years ago, anorexy, The only diference of anorxycs is, because i lose weight only to my personal aprove, not the ot
Where is Jupiter transiting in your chart?
Which area of your life will it expand?
Mine is due to go into the 8th in Scorpio :P ... money and sex đ€đ”
http://www.thedarkpixieastrology.com/transit-jupiter.html
I hope somebody has an answer for me...because I'm feeling and experiencing all kinds of unusual things for me.
1) Important people to me that I'm trying to contact are non-responsive... for no reason.
2) I'm feeling super open emotionally, understand
Just Curious. I'm super sensitive! Even a song can make me cry đ
To have kids with
I wouldn't want to come back to this mean old world you will be rejected lied to and talked about behind your back and don't have to worry bout people or anyone talking about your weight
I have seem a new info, exists a rare but, maybe most librian, libra , rules not traditionally by urane not VĂȘnus,, i only give this info for curiosity, i dont know to Much about Uranus and This type of libra, And o started This topic tĂŽ tive oportunity o
I am a femme fatale or at least i used to be đ
Neptune in my 1st house
Venus in my 8th house with jupiter
Venus Square Pluto
Pluto in the 11th house
Mars in Libra (has said to be femme fatale but I'm not sure)
Heart doesn't mean anything so I'm turning to I don't give a fuck bout and feelings
Main question: are you a loner? đ€
What would be the main traits, pros and cons of this placement?
Is something of this connected with your own Moon sign or not?
So women, ladies, girls, females around here and men too tonight is happening this quite rare phenomenon.
The full moon, the earth and the sun all get in straight orbit the one in front of the other. The moon gets a deep red colour as it seen from eart
Sun in Sagittarius
Moon in Libra
Mercury in Scorpio
Venus in Sagittarius
Mars in Libra
Jupiter in Aquarius
Saturn in Sagittarius
Uranus in Sagittarius
Neptune in Capricorn
Pluto in Scorpio
North Node in Taurus
Chiron in Gemini
In Aquarius at 4 degrees .. 27 July at 21.20 GMT
Stay calm, people đ
đ
https://astrologyking.com/lunar-eclipse-27-july-2018-blood-moon/
Not that I've heard many people say aqua mercs are difficult to communicate with, but I rarely hear them mentioned at all when there's a discussion about good/bad communicators.
I have never met an aqua merc I couldn't communicate with well and I have ba
Something I wanted to do with my husband. I wanted it to be a 1st for us both. I looked down on other single women, especially black, cause they were buying homes with no husband. Like stop being desperate and wait. There should be an order to things.
I just knew deep down inside. I would find a man to love me, marry me, buy a home with me.
When I say that all my beliefs are being challenged with all these retrograde planets and transits.
Apart of me is very excited that I am.building equity, have stability, making a big move for me. The other part is sad and disappointed that things have not gone as planned. Buying a house as a single black women with no kids. No man. No husband. Not even a hot date.
Alas, I write this I have to know that i have to keep living my life no matter who is in it.
It's not fair to me to miss out on a blessing because it was tailored to all my wants an needs.
So strange to have every other area in your life be amazing but my love life is a ghost town.
I will be adopting my 1st cat tho. Lol
Just some realness for a Thursday .