The solution to police brutality..

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brianafay
@brianafay
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I see where they were going with that, but it wouldn’t work out in the long run



As you know, my husband owns a repossession company, which is one of the most uninsurable industries because of the nature of the work. It’s very difficult to even get insurance, it’s obscenely expensive, and you can’t use it anyway because even one claim and they’ll drop you and you’re lucky if anyone else will insure you after that. At the same time, the banks and lenders require repo companies to carry the insurance in order to pick up work from them. It does hold the companies accountable because they know they have to do shit by the book, do a good job vetting their employees, and stay on top of them to make sure they’re not crossing any lines legally etc

However, in this instance, requiring cops to carry personal liability insurance isn’t going to work long term because even though it might help hold them accountable, what’s going to happen Is you’re going to have a lot of people filing bullshit claims against them because they are pissed they got stopped/arrested. Everybody’s salty after a run in with the cops, even if the cop did everything by the book...not to mention all the people just looking to cash out.
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Dazed
@_Dazed
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Posted by brianafay

I see where they were going with that, but it wouldn’t work out in the long run



As you know, my husband owns a repossession company, which is one of the most uninsurable industries because of the nature of the work. It’s very difficult to even get insurance, it’s obscenely expensive, and you can’t use it anyway because even one claim and they’ll drop you and you’re lucky if anyone else will insure you after that. At the same time, the banks and lenders require repo companies to carry the insurance in order to pick up work from them. It does hold the companies accountable because they know they have to do shit by the book, do a good job vetting their employees, and stay on top of them to make sure they’re not crossing any lines legally etc

However, in this instance, requiring cops to carry personal liability insurance isn’t going to work long term because even though it might help hold them accountable, what’s going to happen Is you’re going to have a lot of people filing bullshit claims against them because they are pissed they got stopped/arrested. Everybody’s salty after a run in with the cops, even if the cop did everything by the book...not to mention all the people just looking to cash out.


I'm failing to see how this is any different from malpractice insurance for physicians. There are literally claims and lawsuits filed against them every day.
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brianafay
@brianafay
19 Years25,000+ PostsSagittarius

Comments: 2454 · Posts: 30581 · Topics: 372
Posted by _Dazed
Posted by brianafay

I see where they were going with that, but it wouldn’t work out in the long run



As you know, my husband owns a repossession company, which is one of the most uninsurable industries because of the nature of the work. It’s very difficult to even get insurance, it’s obscenely expensive, and you can’t use it anyway because even one claim and they’ll drop you and you’re lucky if anyone else will insure you after that. At the same time, the banks and lenders require repo companies to carry the insurance in order to pick up work from them. It does hold the companies accountable because they know they have to do shit by the book, do a good job vetting their employees, and stay on top of them to make sure they’re not crossing any lines legally etc

However, in this instance, requiring cops to carry personal liability insurance isn’t going to work long term because even though it might help hold them accountable, what’s going to happen Is you’re going to have a lot of people filing bullshit claims against them because they are pissed they got stopped/arrested. Everybody’s salty after a run in with the cops, even if the cop did everything by the book...not to mention all the people just looking to cash out.

I'm failing to see how this is any different from malpractice insurance for physicians. There are literally claims and lawsuits filed against them every day.
click to expand


Well, for one, you elect to have a medical procedure done (you don’t exactly elect to be arrested) ...and a lot of times you sign a consent form (that I’m sure the insurance companies require) saying you understand the risks and agree not sue...and I’m not sure the exact statistics but I thought way less than half malpractice claims are won/paid out.

When an insurance company has to start actually paying out, the price goes up, it becomes unaffordable, and nobody wants to write those policies anymore. Cops hardly make any money as it is
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"So I can show off my gold chain, gold ring. Roll through the hood on them gold thangs"
@VenusAquarius
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Posted by Scheherazade
Posted by VenusAquarius
Posted by Scheherazade

Insurance is retroactive not proactive.

If it's required for employment, then it can serve a more "proactive" purpose. Keep fucking up, lose insurance, can't be hired.

Like another user said it will most likely be used as motivation to cover up things even more.

I’d rather find strategies to prevent deaths or suffering before they happen.
click to expand



Insurance agencies investigate too... and at some point, enough incidents whether vrai ou faux, you done - cancelled.
Profile picture of VenusAquarius
"So I can show off my gold chain, gold ring. Roll through the hood on them gold thangs"
@VenusAquarius
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Posted by Scheherazade
Posted by VenusAquarius
Posted by Scheherazade
Posted by VenusAquarius
Posted by Scheherazade

Insurance is retroactive not proactive.

If it's required for employment, then it can serve a more "proactive" purpose. Keep fucking up, lose insurance, can't be hired.

Like another user said it will most likely be used as motivation to cover up things even more.

I’d rather find strategies to prevent deaths or suffering before they happen.

Insurance agencies investigate too... and at some point, enough incidents whether vrai ou faux, you done - cancelled.

What they talked about today was a full mental evaluation, polygraph before being hired and yearly check ups.
click to expand



Much of which does exist, just not across the board. Some departments probably can't afford... county, city, state...
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Piscis_Hominis
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Malpractice Insurance for doctors is expensive. I'm not sure how it works in every jurisdiction but I believe there are limits to premiums and payouts. I believe that for the most part a doctor has to pay his/her own insurance premiums, but, a private hospital, for instance, can increase the salary/bonuses/etc. for a doctor to lure them from another jurisdiction, say from Canada to a specific US state.

Considerations on Police Officers having to pay for such malpractice insurance:

- would you have to increase salaries?

- would some individuals would make excellent, honest police officers avoid the profession due to the increased expense and subsequent liability? (let's say a frivolous lawsuit results in a payout, and increase in future premiums?)

- since cops carry guns in their jobs, there is a substantial risk of someone being injured/killed due to the nature of the profession? (what about high speed car chases, suicides, etc..) There are simply many ways for a person to be injured/killed where police are involved.

- would bad cops be more motivated to engage in criminal activity to offset a perceived loss in income? (just saying the bad cops might just do more to offset their risk, while the good cops suffer)

- I can just see the whole thing being very complicated with the unions, regulators, insurance companies, municipalities, lawyers, etc. being involved

What do I think should be done?

I think that there has to be a reanalysis and streamlining of protocols/procedures/criteria/processes involved in police hiring and training. I think that police forces are looking too much for certain types of males for example, who won't take butter from others. Their psychological testing may be faulty as well. They should also do more extensive background checks and should be monitoring cops after they are hired too. You might not want a cop who has associations with white supremacy groups for example. This would cost money.

Other considerations:

- more money and support for PTSD and other mental health care for law enforcement

- access to anonymous tipping for officers who might be at-risk or risky

- go after their salaries, pensions, and benefits

- get credible law enforcement and judicial veterans (and civilians) to be part of the process to oversee cops, working with forces, municipalities (other jurisdictions) , unions, etc. (acknowledging with more layers/people involved there is more opportunity to corruption/nepotism/etc

I just think there are cops out there who should never have been cops. There are cops out there that may have been OK to have been hired but something changed (their health, their politics, etc.).

I also think they higher people who cannot handle the complexities of the world we live in. They might be able to intimidate a suspect (without violence) but do not have the ability to empathize with a lost person with Autism or Dementia, as examples. A guy could be able to empathize with his brother going through divorce but might not be able to adequately empathize with a member of the LGTBQ community or a child or a woman or visible minority or someone else. I just have a feeling that the selection process is archaic in some ways and not sophisticated enough.

I know cops who are intelligent and empathetic and compassionate, among other things. I also know of cops who are lacking. I'm confident that there are lot of cops in the US (and Canada for that matter) who are not smart/empathetic/compassionate/etc. enough to be cops. Many are too ignorant.

"To be ignorant of one's ignorance is the malady of the ignorant." - Amos Bronson Alcott

I just think you need to spend more money and effort on the hiring, overseeing, and support of police officers. Cops face a lot of trauma. You could have a good cop who is white and who is suffering PTSD related to an interaction with a black criminal/suspect. If that cop is not helped (and seeks/accepts help) they could be doing something terrible (like killing someone black) because of legitimate PTSD issues. Having said that, I have full belief that a racist white cop who kills a black man in cold blood would use feigned PTSD as a defense too.

It's simply a more complex and comprehensive issue than having personal liability insurance. Perhaps a hybrid system would work, with limited premiums and limited liability coupled with continued general liability involving the police force/municipality. , along with my above suggestions.
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Dazed
@_Dazed
6 Years10,000+ Posts

Comments: 9549 · Posts: 12626 · Topics: 250
Posted by brianafay
Posted by _Dazed
Posted by brianafay

I see where they were going with that, but it wouldn’t work out in the long run



As you know, my husband owns a repossession company, which is one of the most uninsurable industries because of the nature of the work. It’s very difficult to even get insurance, it’s obscenely expensive, and you can’t use it anyway because even one claim and they’ll drop you and you’re lucky if anyone else will insure you after that. At the same time, the banks and lenders require repo companies to carry the insurance in order to pick up work from them. It does hold the companies accountable because they know they have to do shit by the book, do a good job vetting their employees, and stay on top of them to make sure they’re not crossing any lines legally etc

However, in this instance, requiring cops to carry personal liability insurance isn’t going to work long term because even though it might help hold them accountable, what’s going to happen Is you’re going to have a lot of people filing bullshit claims against them because they are pissed they got stopped/arrested. Everybody’s salty after a run in with the cops, even if the cop did everything by the book...not to mention all the people just looking to cash out.

I'm failing to see how this is any different from malpractice insurance for physicians. There are literally claims and lawsuits filed against them every day.

Well, for one, you elect to have a medical procedure done (you don’t exactly elect to be arrested) ...and a lot of times you sign a consent form (that I’m sure the insurance companies require) saying you understand the risks and agree not sue...and I’m not sure the exact statistics but I thought way less than half malpractice claims are won/paid out.

When an insurance company has to start actually paying out, the price goes up, it becomes unaffordable, and nobody wants to write those policies anymore. Cops hardly make any money as it is
click to expand



The consent forms are more so about promise to pay (or else the hospital sues you for non-payment) than it is about risk, hence why there is such a thing as malpractice insurance.

Also, there is a large majority of procedure that are not elective. The majority of people don't go into medical debt because they want to, but because they are sick and will die without treatment.

Next, you are correct.. a large majority of malpractice claims are NOT paid out. Why?

"In a perfect world, all liability claims would be appropriately addressed and covered by medical practitioner’s insurance policy. However, it’s not uncommon for patients to have such liability claims denied, even if their case is legitimate. Most liability claims made against a medical malpractice require lots of evidence, time, and hard work to actually go through. Many patients often give up along the way when pursuing a claim for damages that happened to them while undergoing treatment.

Because insurance companies are driven by the goal of bringing in more premiums than they pay out, patients often have to be vigilant and ready to follow through on their claims for compensation."

Those that are usually paid out, are because the patient had financial means to seek representation, and follow the suit out to completion.

Lastly, liability insurance for medical providers is written into law. They HAVE to have it. You can't practice without it. The same can be done with law enforcement.

If cops can't afford liability insurance, they can't afford to step on the rights of the citizens they swore an oath to protect and serve.
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Dazed
@_Dazed
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Posted by poeticseraphim

Its clear some of your police are members of covert organized racist organizations and are planning something. They also have a political bias. I would not be surprised if they wish to keep trump in power and will help him.

THE only sane solution is to disarm the police and gradually replace them with something else. At least in some states.

Ask yourselves HOW can they risk letting trump out of power now after all that happened in the last few days?

How can Trump risk letting go of power? He can't he HAS to hold on to it or he will end up in prison.



Also its not too far from spraying nine yr olds with pepper spray shooing rubber bullets at press beating people ...and killing black people ...to rounding up a whole load of people around a corner ...and well

Abuse of power by law enforcement has nothing to do with Trump.

It didn't start with Trump, and it won't end with Trump out of office.
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Dazed
@_Dazed
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Posted by Scheherazade
Posted by VenusAquarius
Posted by Scheherazade

Insurance is retroactive not proactive.

If it's required for employment, then it can serve a more "proactive" purpose. Keep fucking up, lose insurance, can't be hired.

Like another user said it will most likely be used as motivation to cover up things even more.

I’d rather find strategies to prevent deaths or suffering before they happen.
click to expand



Medical malpractice is not covered up.

It simply falls through the cracks because a patient doesn't have the financial means to follow up. The claims eventually get dropped. There are plenty of constitutional lawyers that would gladly help citizens follow through.

Death and other surgical complications were at one time, through the roof. Medical professionals being held accountable has brought that down to insanely low numbers.
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Dazed
@_Dazed
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Posted by Piscis_Hominis

Malpractice Insurance for doctors is expensive. I'm not sure how it works in every jurisdiction but I believe there are limits to premiums and payouts. I believe that for the most part a doctor has to pay his/her own insurance premiums, but, a private hospital, for instance, can increase the salary/bonuses/etc. for a doctor to lure them from another jurisdiction, say from Canada to a specific US state.

Considerations on Police Officers having to pay for such malpractice insurance:

- would you have to increase salaries?

- would some individuals would make excellent, honest police officers avoid the profession due to the increased expense and subsequent liability? (let's say a frivolous lawsuit results in a payout, and increase in future premiums?)

- since cops carry guns in their jobs, there is a substantial risk of someone being injured/killed due to the nature of the profession? (what about high speed car chases, suicides, etc..) There are simply many ways for a person to be injured/killed where police are involved.

- would bad cops be more motivated to engage in criminal activity to offset a perceived loss in income? (just saying the bad cops might just do more to offset their risk, while the good cops suffer)

- I can just see the whole thing being very complicated with the unions, regulators, insurance companies, municipalities, lawyers, etc. being involved

What do I think should be done?

I think that there has to be a reanalysis and streamlining of protocols/procedures/criteria/processes involved in police hiring and training. I think that police forces are looking too much for certain types of males for example, who won't take butter from others. Their psychological testing may be faulty as well. They should also do more extensive background checks and should be monitoring cops after they are hired too. You might not want a cop who has associations with white supremacy groups for example. This would cost money.

Other considerations:

- more money and support for PTSD and other mental health care for law enforcement

- access to anonymous tipping for officers who might be at-risk or risky

- go after their salaries, pensions, and benefits

- get credible law enforcement and judicial veterans (and civilians) to be part of the process to oversee cops, working with forces, municipalities (other jurisdictions) , unions, etc. (acknowledging with more layers/people involved there is more opportunity to corruption/nepotism/etc

I just think there are cops out there who should never have been cops. There are cops out there that may have been OK to have been hired but something changed (their health, their politics, etc.).

I also think they higher people who cannot handle the complexities of the world we live in. They might be able to intimidate a suspect (without violence) but do not have the ability to empathize with a lost person with Autism or Dementia, as examples. A guy could be able to empathize with his brother going through divorce but might not be able to adequately empathize with a member of the LGTBQ community or a child or a woman or visible minority or someone else. I just have a feeling that the selection process is archaic in some ways and not sophisticated enough.

I know cops who are intelligent and empathetic and compassionate, among other things. I also know of cops who are lacking. I'm confident that there are lot of cops in the US (and Canada for that matter) who are not smart/empathetic/compassionate/etc. enough to be cops. Many are too ignorant.

"To be ignorant of one's ignorance is the malady of the ignorant." - Amos Bronson Alcott

I just think you need to spend more money and effort on the hiring, overseeing, and support of police officers. Cops face a lot of trauma. You could have a good cop who is white and who is suffering PTSD related to an interaction with a black criminal/suspect. If that cop is not helped (and seeks/accepts help) they could be doing something terrible (like killing someone black) because of legitimate PTSD issues. Having said that, I have full belief that a racist white cop who kills a black man in cold blood would use feigned PTSD as a defense too.

It's simply a more complex and comprehensive issue than having personal liability insurance. Perhaps a hybrid system would work, with limited premiums and limited liability coupled with continued general liability involving the police force/municipality. , along with my above suggestions.


Good suggestions none the less.
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Piscis_Hominis
@Piscis_Hominis
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Posted by _Dazed
Posted by Piscis_Hominis

There are simply many ways for a person to be injured/killed where police are involved.

Literally every time a surgeon opens you up, it is life or death.
click to expand



I'm aware of that. I'm not sure if I needed to make my first post longer...lol

=There is risk when a doctor decides to do nothing too...and so on.

My point is that Malpractice Insurance for doctors has evolved to what it is now. It has changed and could still adapt. Plaintiff is awarded money for a new medical situation/scenario, actuary incorporates extra risk elements - rates go up. Insurance company needs to cover profit targets - rates go up. Government scales back monitoring - rates go up. Goverment increases monitoring - rates go up.

There are many variables to look at for law enforcement - some might be similar to a doctor, some are unique, some you cannot think of, especially when you consider that law enforcement goes everywhere, including hospitals, planes, ships, parks, trains, etc...

- chasing a suspect, who in trying to get away trips, falls, and is paralyzed or dies

- police officer tries to safe an unconscious suspect, but causes more damage and ends up killing him/her

- criminal crosses state lines, which multiple forces chasing him/her

- struggle for a gun, stray bullet kills an innocent bystander

I could go on.

I argued that simply charging personal malpractice premiums to police officers is not the answer, which was the purpose of the original post - respond to the video.

I'll repeat, if I'm a really good person who would make a good cop, but I can't afford to be a cop and have a family because my personal liability premium is too high, so I decide to sell real estate, then society loses a good cop. If I'm a bad cop and I make a lot of dirty money or have ties to money maybe I stay being a cop.

Doctors have sources of more income through their professions that cops don't too.

If I'm working overtime as a cop, even directing traffic, or providing extra security, butter can still go down. A cop who works more hours has greater risk to hurt someone, make a mistake, etc... Rates go up.
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Piscis_Hominis
@Piscis_Hominis
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Comments: 235 · Posts: 1112 · Topics: 19


Good suggestions none the less.

Thanks, and with my reply earlier, I know where you were coming from. I was merely mentioning that there is a lot to think about with making law enforcement more accountable.

I'm also thinking that awards are somewhat limited in that plaintiffs can sue police forces, municipalities, the state government, the federal government.

I also recall the situation with Steven Avery (How to Make a Murderer) where the authorities were very worried about Avery's lawsuit for wrongful conviction, police/prosecutor misconduct, in that it would have bankrupted the municipality, or something to that effect.

I do think cops should be worried about losing their own money, as well as their freedom, their pension, their ability to earn a living, etc.
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Piscis_Hominis
@Piscis_Hominis
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Contact with doctors is positive you are seeking their help contact with police almost always negative. If you committed a crime they are not wanting cops” help”

Do people avoid calling the cops sometimes? Hell yes.

- abused woman (or man) who is embarrassed, scared, etc...

- member of a minority group who doesn't trust cops based on previous experience

- what happens when a cop is the criminal? who do you call?

But...

I think that is the point of this analysis...how do things get better.

There are good cops out there in every jurisdiction of the United States. Some are perhaps bystanders to bullies, which doesn't make them good, but perhaps weak and cowards.

If I'm a minority and I'm fearing for my life from another citizen and I call the cops, I might be worried about it how some cops might treat me, but I might be less worried than the guy chasing me with a chainsaw...just saying.

One thing to consider here, is how Trump has empowered racists in America. What I saw from Derek Chauvin was a guy who didn't care about George Floyd's well-being, and didn't care about consequences, among other things.

There's lots to consider here, and there needs to be the start of a national strategy. Good luck with that.
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by _Dazed
Posted by Aria1
Posted by _Dazed
Posted by Aria1

Hire more female officers?

Female officers are just as bad.

Just as "bad" as what?

Just as bad as the male law enforcement officers that routinely step out of the bounds of the Constitution they swore an oath to protect.
click to expand



I thought your comment "they're just as bad" was sort of a blanket statement that's why I asked.

Thank you for clarifying.
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by _Dazed
Posted by Aria1
Posted by _Dazed
Posted by Aria1

Hire more female officers?

Female officers are just as bad.

Just as "bad" as what?

Just as bad as the male law enforcement officers that routinely step out of the bounds of the Constitution they swore an oath to protect.
click to expand



A couple studies I read suggested female officers tended to do better with diffusing and less likely to use excessive force. That's why I mentioned it.
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neves
@neves
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This so called solution - won't solve the core issues (police brutality). Even tho, the monetary punishment will be more sever (since it will directly impact the ones found guilty) - "that won't prevent a brute from acting like a brute (will simply increase the punishment "after the harm was done")". I mean, as far as i know - all the money in the world can't revive the ones who get killed.

A functional solution (one that could prevent - or at least diminish police brutality - considerably) - might take more time, strict measures and common sense. For start - they should consider reworking the program for enrolling in the police academy - and what follows - up till the point they can actually join the police forces (cause the past and current ones - are deeply flawed). More exactly - they should make a new program which monitors the mental health of every cadet. And that for at least 10 years - where every month they get a random visit intended to examine their mental health (both its current state and the evolution - while taking into account their human condition). Thus, those who manage to pass that test with flying colors - earned the right - to be police officers (to carry a weapon and enforce the law - as safe as possible).



I mean, clearly - this is the main issue with the police of today: "there's to many lunatics (mentally unstable, sociopaths, ego maniacs - you name it) - with a badge!" This type of people - should never, ever, be allowed in a position of power. And yet, they're everywhere (police, politics, corporations - responsible of thousands or even millions of lives... but this is a subject for another topic)..
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neves
@neves
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Also, i see you used malpractice and the medical system - as example. How many years does it actually take till you're allowed to practice medicine independently? Not aware of the actual facts - so from a google search i got this:

"Depending on their specialty and certifications, doctors typically have between 11 and 18 years of education after high school. That includes: - 4 years of College (BA or BS) - 4 years of Medical School (MD or DO) - 3-7 years of Residency Training (length depends on specialty) - 1-3 *Optional* years of Fellowship Training (to subspecialize) Those are the bones of a physician’s medical education and training."

Sure, it's obviously not the same from an intellectual point of view - but both practices are responsible for human lives. Thus, it's only natural - to be more strict about the police force as well - up till the point where they're allowed to carry a badge (practice law enforcement).
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by Scheherazade
Posted by Aria1

I don't know if it was mentioned but Derek Chauvin had several complaints filed against him during his 20 year career:

https://www.insider.com/chauvins-career-raises-questions-about-the-citys-police-review-board-2020-5

I wonder if this tragedy could have been prevented with appropriate intervention and/or disciplinary action.

Old news
click to expand



Maybe to you.
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1

I don't know if it was mentioned but Derek Chauvin had several complaints filed against him during his 20 year career:

https://www.insider.com/chauvins-career-raises-questions-about-the-citys-police-review-board-2020-5

I wonder if this tragedy could have been prevented with appropriate intervention and/or disciplinary action.

Old news

Maybe to you.

Pay attention. This came out the day after this happened.
click to expand



So does that mean it still can't be discussed?
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1

I don't know if it was mentioned but Derek Chauvin had several complaints filed against him during his 20 year career:

https://www.insider.com/chauvins-career-raises-questions-about-the-citys-police-review-board-2020-5

I wonder if this tragedy could have been prevented with appropriate intervention and/or disciplinary action.

Old news

Maybe to you.

Pay attention. This came out the day after this happened.

So does that mean it still can't be discussed?

Sure. But we already know the solution.
click to expand



Which is?
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Aria1
@Aria1
6 Years

Comments: 129 · Posts: 260 · Topics: 10
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1
Posted by Scheherazade
Posted by Aria1

I don't know if it was mentioned but Derek Chauvin had several complaints filed against him during his 20 year career:

https://www.insider.com/chauvins-career-raises-questions-about-the-citys-police-review-board-2020-5

I wonder if this tragedy could have been prevented with appropriate intervention and/or disciplinary action.

Old news

Maybe to you.

Pay attention. This came out the day after this happened.

So does that mean it still can't be discussed?

Sure. But we already know the solution.

Which is?

Vote in pro-black DAs and prosecutors and city commissions

Create police auditing groups

Be more selective about hiring cops

Defund the police until they change

Etc etc
click to expand



Thank you.