
DMV
@DMV
15 Years25,000+ PostsSagittarius
Comments: 294 ¡ Posts: 28989 ¡ Topics: 654


Posted by ScorpioDreams
39
My biggest regret is not having children. đ

Posted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.click to expand

Posted by saggurl88
My biggest regret is not buying a house in my late 20's.
I spent tons on vacations instead. I don't mind it now, cause the housing market in California is ridiculous, but had I bought in my late 20's, my mortgage would've been a third of the cost of my current rent and I would've had even more money saved.
I never had any adult examples to look up to, so I really just didn't know how inflation and costs of living worked. I can always move to a more affordable place and buy, but I like living in California.


Posted by LadyNeptune
I'm with @saggurl88 on this one. I do regret not buying a home a few years ago.
I was sold the lie that you need 20% down and have to have savings before you purchase. The reality is waiting to save that 20% down and properties raising more than double that percentage meant your down payment doesn't go as far and you are back to square one. You may have more $ $ to throw down, but the dollar gets you less because you waited.
And I do kinda regret paying for a higher education. In my field its not what you know but who you know. If I had just started working for the right people I may have reached the point I'm at now sooner.
I am 34
Posted by Jan12girlPosted by Sleepyquantro1Posted by Jan12girlPosted by Sleepyquantro1Posted by Jan12girl
My greatest regret is not meeting my best friendâs family when she passed. I was in my own state of shock and grief and had no courage to see them. I realised it too late that meeting them would have been the only thing that could give me some peace . They adored me and I know what they would have thought of me , that I didnât care. Canât blame them . She also wanted to come to my home first before going to her parents for vacation (during which she fell sick )but I was selfishly busy with my own things . May be things would have been different if she had come first to my place. I also regret the most that my ph was not reachable for a week because I was travelling. During which she fell sick . Her dad told my dad that she was talking about me when she she fell so terribly ill. I was not reachable. I couldnât even talk to her because I was so careless. She was not just any friend , she was family .I wish I had heard her voice just once. I couldnât even say good bye. Losing her scared me for life . I am always so scared of losing people .That thought never leaves me.
I have some other regrets but after talking about it , rest all feels so lame.
Sorry about your friend đ
I can only imagine what that felt/ must feel like, and the guilt associated with it.
Iâm not close to many people, but my bestie ( I have 2), but feel this love for the Virgo that I canât shake, even when I want to. I didnât speak to her for a little over a yr (due to a falling out) and I had so many dreams about her in that time, that something bad happened to her that it gave me anxiety.
I prayed every night for god to protect her and keep her safe.
It was my biggest fear, when we didnât talk, and knew if anything did happen to her that itâd be my biggest regret (not putting my stubbornness aside and rectifying things).
I honestly think Iâd go crazy if she dies before me.
I say this to say, I can empathize with what you must feel. The thought alone, makes me anxious.
I wouldnât wish that pain on anyone.
Thank you .
The friend that I spoke about was also a Virgo. In fact I also had 2 besties, both Virgos . The other one is my best friend for 25 years now.
My other bestie is cancer âď¸âŚfunny bc Iâm Aqua, but guess itâs my cap Venus
You definitely canât blame yourself though, Iâm sure your Virgo knew you loved her đ
How did you cope with her loss? What did you do when you were sad? If itâs too many questions or youâd rather not talk about it, you donât have to answer
I know it was not in my hands that things happened but i wish i was more connected to her parents after it happened. They were so nice to me. I use to visit her parents during weekends with her. Her dad always told her that she should never let go of our friendship . He told her how good person i am to have around.
I dont mind talking about her. Its been 18 years today actually that we lost her and i have always spoken about her . Even if its painful i do not avoid remembering her or mentioning her because that is the only way she can be with me .
How did i cope with her loss - i honestly did not believe that it happened. Somehow it did not sunk in completely for months. Yes when it happened i did grieve for long but still her absence did not become real to me . I was with family when it happened so that was a support and then i visited my other virgo best friend in another city for few days.
But what helped me most were our common friends. They made sure they never left me alone. This large group of friends always were around me. She was my closest friend , the group was an extended circle and i use to hang out with them occasionally because i use to avoid going out all the time but after she passed they stopped listening to my nos and forced me to go out with them all the time. I changed from an introvert to an extrovert , from a teetotaller to regular parties and drinking , started smoking. All this happened after she left. I completely changed during that one year . (one more thing happened around the same time which lead to my complete change of life style ). It was a painful year but it lead to a transformation in me.click to expand

Posted by HypnotoadPosted by AbbyNormalPosted by Hypnotoad
Not going all in on my sport when I was younger, letting self doubt stop me. Not realizing how little time you have in your youth and wasting it. Not doing everything I could to go to university when I was younger. Not being a massive ho in my early 20s...
Youth is truly wasted on the young.
Truth. I'm sure I'll look back to now and think that of myself too, I'm only 29 I needa chill tf out.click to expand

Posted by borednbeautifulPosted by AbbyNormal
38 and my biggest regret is not finding my way with grief earlier. For letting drugs cloud my mind and letting my priorities get out of whack. I lost the love of my life so far bc I couldnât get my shit together quicker. I kick myself every day for fucking up that relationship.
Mostly itâs not taking the time to get to know myself early on and instead hopping from relationship to relationship further losing myself with every one. I didnât listen when people told me to take time for myself, I didnât do the therapy. I just didnât try to be better until it was too late, for that at least.
And to go deeper and earlier, I regret listening to anyone who said I couldnât do something. I regret letting everyone around me bring me down. I regret not being more resolute in myself. I regret taking anything personally.
Donât regret, Abbey. Re-invent!
Itâs never too late to create the future we want đclick to expand

Posted by Cocosugar
Quitting med school.
I'm 27.

Posted by ScorpioDreams
39
My biggest regret is not having children. đ

Posted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.click to expand

Posted by alexscariesPosted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.
A lot of it is about making your own luck. I do think some people are naturally more lucky than others and some are more resilient, but don't put it off. I ummed and ahhed about something and before I knew it 8 years had gone.click to expand

Posted by alexscariesPosted by borednbeautifulPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.
A lot of it is about making your own luck. I do think some people are naturally more lucky than others and some are more resilient, but don't put it off. I ummed and ahhed about something and before I knew it 8 years had gone.
Just wanna say that I love that âI ummed and ahh-dâ about things and time has gone by.
Well, I did one thing right. I moved to where I wanna be. At least thatâs a beginning.
I should have been born a Gemini with that level of indecision.click to expand

Posted by PuzzlePiecesPosted by LadyNeptune
I'm with @saggurl88 on this one. I do regret not buying a home a few years ago.
I was sold the lie that you need 20% down and have to have savings before you purchase. The reality is waiting to save that 20% down and properties raising more than double that percentage meant your down payment doesn't go as far and you are back to square one. You may have more $ $ to throw down, but the dollar gets you less because you waited.
And I do kinda regret paying for a higher education. In my field its not what you know but who you know. If I had just started working for the right people I may have reached the point I'm at now sooner.
I am 34
Well the problem is in the mid 2000âs people threw away the idea of 20% loans and fixed rates, and the banking crisis happened and so many people lost their homes due to interest only loans.. when the interest rates go, up youâre screwed. Many had planned to convert after a period of time & the timing was off. I saw it happen a couple of times in my lifetime. But sometimes you can get an owner to hold a note for 10% also if you put 10% down.( thatâs what my ex did in 1991). Todayâs environment is tough & itâs scary when people are trying to buy no matter the cost because they are scared of soaring prices. Thatâs what happened in 2005-2006 also right before the recession in 2007. I still think it has to crash. Itâs completely insane now. Something has to give.click to expand

Posted by AbbyNormalPosted by Cocosugar
Quitting med school.
I'm 27.
Youâre young enough to go back and finish if you want to.click to expand

Posted by AbbyNormalPosted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.
Be a nurse practitioner and youâre better than a doctor, in my eyes anyway.click to expand

Posted by alexscariesPosted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.
A lot of it is about making your own luck. I do think some people are naturally more lucky than others and some are more resilient, but don't put it off. I ummed and ahhed about something and before I knew it 8 years had gone.click to expand

Posted by LadyNeptunePosted by PuzzlePiecesPosted by LadyNeptune
I'm with @saggurl88 on this one. I do regret not buying a home a few years ago.
I was sold the lie that you need 20% down and have to have savings before you purchase. The reality is waiting to save that 20% down and properties raising more than double that percentage meant your down payment doesn't go as far and you are back to square one. You may have more $ $ to throw down, but the dollar gets you less because you waited.
And I do kinda regret paying for a higher education. In my field its not what you know but who you know. If I had just started working for the right people I may have reached the point I'm at now sooner.
I am 34
Well the problem is in the mid 2000âs people threw away the idea of 20% loans and fixed rates, and the banking crisis happened and so many people lost their homes due to interest only loans.. when the interest rates go, up youâre screwed. Many had planned to convert after a period of time & the timing was off. I saw it happen a couple of times in my lifetime. But sometimes you can get an owner to hold a note for 10% also if you put 10% down.( thatâs what my ex did in 1991). Todayâs environment is tough & itâs scary when people are trying to buy no matter the cost because they are scared of soaring prices. Thatâs what happened in 2005-2006 also right before the recession in 2007. I still think it has to crash. Itâs completely insane now. Something has to give.
I understand all that, but its still not going to crash. Not in my city.
Its been a sellers market for awhile here. Owners are not gonna work with you. Its a bidding war with buyers offering 100k+ over ask, no contingencies, 15 day close, all cash. Us normies can't compete with that.
Who cares about paying mortgage insurance with under 20% down when your property doubles in price within 5 years AT LEAST. This is where I went wrong. We purchased a house less than a year ago and it has appreciated 16% . We both make decent money for la but I can not save 20% of that increase in 6 months aka 27-30k. That's my point.
If anyone is waiting to save more of a downpayment before buying... just pull the trigger. Obviously only borrow what you can comfortably pay for a mortgage. But don't be scared of paying an extra few 100 each month for mortgage insurance because you don't have 20% down. Because if you wait you won't be able to afford that same house anyways with the way prices are rising.click to expand

Posted by PuzzlePiecesPosted by LadyNeptunePosted by PuzzlePiecesPosted by LadyNeptune
I'm with @saggurl88 on this one. I do regret not buying a home a few years ago.
I was sold the lie that you need 20% down and have to have savings before you purchase. The reality is waiting to save that 20% down and properties raising more than double that percentage meant your down payment doesn't go as far and you are back to square one. You may have more $ $ to throw down, but the dollar gets you less because you waited.
And I do kinda regret paying for a higher education. In my field its not what you know but who you know. If I had just started working for the right people I may have reached the point I'm at now sooner.
I am 34
Well the problem is in the mid 2000âs people threw away the idea of 20% loans and fixed rates, and the banking crisis happened and so many people lost their homes due to interest only loans.. when the interest rates go, up youâre screwed. Many had planned to convert after a period of time & the timing was off. I saw it happen a couple of times in my lifetime. But sometimes you can get an owner to hold a note for 10% also if you put 10% down.( thatâs what my ex did in 1991). Todayâs environment is tough & itâs scary when people are trying to buy no matter the cost because they are scared of soaring prices. Thatâs what happened in 2005-2006 also right before the recession in 2007. I still think it has to crash. Itâs completely insane now. Something has to give.
I understand all that, but its still not going to crash. Not in my city.
Its been a sellers market for awhile here. Owners are not gonna work with you. Its a bidding war with buyers offering 100k+ over ask, no contingencies, 15 day close, all cash. Us normies can't compete with that.
Who cares about paying mortgage insurance with under 20% down when your property doubles in price within 5 years AT LEAST. This is where I went wrong. We purchased a house less than a year ago and it has appreciated 16% . We both make decent money for la but I can not save 20% of that increase in 6 months aka 27-30k. That's my point.
If anyone is waiting to save more of a downpayment before buying... just pull the trigger. Obviously only borrow what you can comfortably pay for a mortgage. But don't be scared of paying an extra few 100 each month for mortgage insurance because you don't have 20% down. Because if you wait you won't be able to afford that same house anyways with the way prices are rising.
I get what you are saying & I'm also talking about the LA area in 2005-2006. I donât think mortgage insurance is the issue really, I think adjustable interest rates are a bigger issue. In in the 80âs I had a friend whoâd bought a condo with a low interest rate & it went up to 21% pretty quickly & yep lost it. They also said it wouldnât crash in 2006 and while it didnât go back to normal, it did go pretty far lower than it had been. Friends lost their houses in that market after buying at 800,000 .. real estate brokers I know even lost everything. I also had the same issue in terms of saving 20% & most people did in the mid to late 80âs.. thatâs why people were grabbing those adjustable rates. We made a lot less then too, so itâs all relative. People moving way out to the brand new houses & driving ridiculous distances to afford a house. I donât always believe what they are saying.. theyâve been wrong before. Youâve got to go with your intuition. Housing is a roller coaster.. it will be again in my opinion.click to expand

Posted by LadyNeptunePosted by PuzzlePiecesPosted by LadyNeptunePosted by PuzzlePiecesPosted by LadyNeptune
I'm with @saggurl88 on this one. I do regret not buying a home a few years ago.
I was sold the lie that you need 20% down and have to have savings before you purchase. The reality is waiting to save that 20% down and properties raising more than double that percentage meant your down payment doesn't go as far and you are back to square one. You may have more $ $ to throw down, but the dollar gets you less because you waited.
And I do kinda regret paying for a higher education. In my field its not what you know but who you know. If I had just started working for the right people I may have reached the point I'm at now sooner.
I am 34
Well the problem is in the mid 2000âs people threw away the idea of 20% loans and fixed rates, and the banking crisis happened and so many people lost their homes due to interest only loans.. when the interest rates go, up youâre screwed. Many had planned to convert after a period of time & the timing was off. I saw it happen a couple of times in my lifetime. But sometimes you can get an owner to hold a note for 10% also if you put 10% down.( thatâs what my ex did in 1991). Todayâs environment is tough & itâs scary when people are trying to buy no matter the cost because they are scared of soaring prices. Thatâs what happened in 2005-2006 also right before the recession in 2007. I still think it has to crash. Itâs completely insane now. Something has to give.
I understand all that, but its still not going to crash. Not in my city.
Its been a sellers market for awhile here. Owners are not gonna work with you. Its a bidding war with buyers offering 100k+ over ask, no contingencies, 15 day close, all cash. Us normies can't compete with that.
Who cares about paying mortgage insurance with under 20% down when your property doubles in price within 5 years AT LEAST. This is where I went wrong. We purchased a house less than a year ago and it has appreciated 16% . We both make decent money for la but I can not save 20% of that increase in 6 months aka 27-30k. That's my point.
If anyone is waiting to save more of a downpayment before buying... just pull the trigger. Obviously only borrow what you can comfortably pay for a mortgage. But don't be scared of paying an extra few 100 each month for mortgage insurance because you don't have 20% down. Because if you wait you won't be able to afford that same house anyways with the way prices are rising.
I get what you are saying & I'm also talking about the LA area in 2005-2006. I donât think mortgage insurance is the issue really, I think adjustable interest rates are a bigger issue. In in the 80âs I had a friend whoâd bought a condo with a low interest rate & it went up to 21% pretty quickly & yep lost it. They also said it wouldnât crash in 2006 and while it didnât go back to normal, it did go pretty far lower than it had been. Friends lost their houses in that market after buying at 800,000 .. real estate brokers I know even lost everything. I also had the same issue in terms of saving 20% & most people did in the mid to late 80âs.. thatâs why people were grabbing those adjustable rates. We made a lot less then too, so itâs all relative. People moving way out to the brand new houses & driving ridiculous distances to afford a house. I donât always believe what they are saying.. theyâve been wrong before. Youâve got to go with your intuition. Housing is a roller coaster.. it will be again in my opinion.
And we bailed out the banks not the people lmao. Socialism for the corporations, ruthless capitalism for the taxpayers. America.click to expand

Posted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.click to expand



Posted by SassyKiwiPosted by CocosugarPosted by alexscariesPosted by CocosugarPosted by alexscariesPosted by Cocosugar
Quitting med school.
I'm 27.
There's still time if you want to do that. Probably about 40 years left to work.
I got a degree in something else but I still yearn for trying and studying it again. It'll cost a fortune though so I gave it up. đ
Most valuable commodity is time, money you can make back. Give it 20 years and it really will be too late.
I honestly agree. I've been seriously thinking about a nursing degree since it's a comfortable field to study and I already have plenty of common courses taken. Maybe I'll get lucky, who knows.
I was like you and wanted to pursue nursing after getting a degree on something else. Idk about your area but good nursing schools here are competitive and having a prior degree puts you ahead of others. They also have accelerated 1 year nursing programs, especially useful for those who already have a prior degree. After you get your BSN you can work while you look into a masters or becoming an NP. I really wanted to go the CRNA route.click to expand

Posted by ScorpioDreamsPosted by PuzzlePiecesPosted by ScorpioDreams
39
My biggest regret is not having children. đ
You still have time, yes?
I guess technically I doâŚ..itâs just that I always envisioned being married with a family. Iâm nowhere close to having that and time isnât exactly on my side, but I donât want to rush the process just to have kids and end up in a miserable marriage. Eh I guess life never truly turns out how we envision though.click to expand
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Thankfully the pandemic allowed me to spend months at a time with my parents