Vacation Queen
@saggurl88
12 Years25,000+ Posts
Comments: 22238 · Posts: 25616 · Topics: 84
Insurance Coverage
Who do you have?
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
Posted by nikkistarI have esurance (allstate). But I think I will have to lower my coverage and not get full coverage. 😕
Who do you have?
I've shopped around and they all seem to be the same. 😭😭😭
Posted by LordofyourthighsIn California, your license will get suspended without car insurance. So going without isn't even an option 😔
Call the insurance company and ask them how long it takes for the accident to fall off your record.
Usually it's 2-3 years.
I would get a quote from another company, change your coverage limits, or raise your deductibles.
That's a CRAZY amount to pay for insurance. I'd take my chances WITHOUT before I'd pay that!
My rates got jacked up for 2-3 years because I had a speeding ticket. 1 ticket. I'm in WI.
Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
Posted by LordofyourthighsInsurance companies are linked to the DMV here. Believe what you want. I live here so I know. I live in the silicon valley. Technology is everywhere in this cityPosted by saggurl88So they know the minute you cancel....they contact license registration department? Have a hard time believing that, but in CA, I suppose anything's possible with their brand of heavy handed government.Posted by LordofyourthighsIn California, your license will get suspended without car insurance. So going without isn't even an option 😔
Call the insurance company and ask them how long it takes for the accident to fall off your record.
Usually it's 2-3 years.
I would get a quote from another company, change your coverage limits, or raise your deductibles.
That's a CRAZY amount to pay for insurance. I'd take my chances WITHOUT before I'd pay that!
My rates got jacked up for 2-3 years because I had a speeding ticket. 1 ticket. I'm in WI.
click to expand
Posted by SupesShawt uhp!! 😢😢😢😭😭😭
I pay $ 61/Mo full coverage
Posted by ArkansassyYeah I know, I'm just gonna lower the coverage amounts. I have to play with the quotes and see. 😕😔Posted by saggurl88I don't think you'll be able to drop your full coverage if you're making car payments.Posted by nikkistarI have esurance (allstate). But I think I will have to lower my coverage and not get full coverage. 😕
Who do you have?
I've shopped around and they all seem to be the same. 😭😭😭click to expand
Posted by saggurl88Why the heck are you paying so much?Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.click to expand
Posted by saggurl88Woah why did the insurance go up if you got hit?
I live in California. My car insurance just went up to $ 300 a month because some asshole hit me in June.
Who was at fault here, the other driver?
Even then $ 300 seems steep. I was in a car accident last year where the blame was 60/40...me being 60. And mine barely went up.
Might be time to look for a different carrier for coverage. They are bleeding you dry.
Posted by LordofyourthighsLOL someones mad they are freezing their ass off and we out here in 80's...sun shinning. Ayyyyeeeeee sucks to be you.Posted by saggurl88So they know the minute you cancel....they contact license registration department? Have a hard time believing that, but in CA, I suppose anything's possible with their brand of heavy handed government.Posted by LordofyourthighsIn California, your license will get suspended without car insurance. So going without isn't even an option 😔
Call the insurance company and ask them how long it takes for the accident to fall off your record.
Usually it's 2-3 years.
I would get a quote from another company, change your coverage limits, or raise your deductibles.
That's a CRAZY amount to pay for insurance. I'd take my chances WITHOUT before I'd pay that!
My rates got jacked up for 2-3 years because I had a speeding ticket. 1 ticket. I'm in WI.
click to expand
Posted by Lordofyourthighsyeah its horrific here. definitely not worth the trip. stay in bum fucked Wisconsin lolPosted by LadyNeptuneNot really - I embrace it. I ride snowmobiles 90 MPH at 0 degree's. In 3 weeks I'm headed to Key West.Posted by LordofyourthighsLOL someones mad they are freezing their ass off and we out here in 80's...sun shinning. Ayyyyeeeeee sucks to be you.Posted by saggurl88So they know the minute you cancel....they contact license registration department? Have a hard time believing that, but in CA, I suppose anything's possible with their brand of heavy handed government.Posted by LordofyourthighsIn California, your license will get suspended without car insurance. So going without isn't even an option 😔
Call the insurance company and ask them how long it takes for the accident to fall off your record.
Usually it's 2-3 years.
I would get a quote from another company, change your coverage limits, or raise your deductibles.
That's a CRAZY amount to pay for insurance. I'd take my chances WITHOUT before I'd pay that!
My rates got jacked up for 2-3 years because I had a speeding ticket. 1 ticket. I'm in WI.
Definitely DOESN'T suck. But it must suck to live in the land of fruits, flakes, nuts and illegal aliens galore.
click to expand
Posted by nikkistarI have a suped up SUV that has a diesel engine and blacked out with all the upgrades. It looks like this one but doesn't have red interior. I didn't take into consideration what my car insrance would be cause I hadnt had a new car in 12 years. I thought it would still be about $ 40 a monthPosted by saggurl88Why the heck are you paying so much?Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.click to expand
Posted by LadyNeptuneI don't know! It says (Accident-other at fault) but it's still that high.Posted by saggurl88Woah why did the insurance go up if you got hit?
I live in California. My car insurance just went up to $ 300 a month because some asshole hit me in June.
Who was at fault here, the other driver?
Even then $ 300 seems steep. I was in a car accident last year where the blame was 60/40...me being 60. And mine barely went up.
Might be time to look for a different carrier for coverage. They are bleeding you dry.click to expand
Posted by CaramelizedCoffeeI wish I could d this but its just not possible in my city.
I used to pay very cheap insurance but now i don't own a car so I'll be back to basics
Aye
Posted by saggurl88Yea... that explains the insurance. Nice SUV though 😄Posted by nikkistarI have a suped up SUV that has a diesel engine and blacked out with all the upgrades. It looks like this one but doesn't have red interior. I didn't take into consideration what my car insrance would be cause I hadnt had a new car in 12 years. I thought it would still be about $ 40 a monthPosted by saggurl88Why the heck are you paying so much?Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
click to expand
Posted by nikkistarThanks lolPosted by saggurl88Yea... that explains the insurance. Nice SUV though 😄Posted by nikkistarI have a suped up SUV that has a diesel engine and blacked out with all the upgrades. It looks like this one but doesn't have red interior. I didn't take into consideration what my car insrance would be cause I hadnt had a new car in 12 years. I thought it would still be about $ 40 a monthPosted by saggurl88Why the heck are you paying so much?Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
click to expand
Posted by saggurl88Try dropping the deductible?Posted by nikkistarThanks lolPosted by saggurl88Yea... that explains the insurance. Nice SUV though 😄Posted by nikkistarI have a suped up SUV that has a diesel engine and blacked out with all the upgrades. It looks like this one but doesn't have red interior. I didn't take into consideration what my car insrance would be cause I hadnt had a new car in 12 years. I thought it would still be about $ 40 a monthPosted by saggurl88Why the heck are you paying so much?Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
click to expand
I pay 170ish for my car, but I am also a lot older than you.
Have you contacted state farm?
Posted by CaramelizedCoffeeYeah I'm about to get into debt with this damn insurance!Posted by saggurl88Debt is painfulPosted by CaramelizedCoffeeI wish I could d this but its just not possible in my city.
I used to pay very cheap insurance but now i don't own a car so I'll be back to basics
Aye
click to expand
Posted by 2MoonWhy cause I pay for a car that I want? Thats about 10 percent of my monthly pay. Its not that much.Posted by saggurl88lol wow!Posted by nikkistarExactly and I already pay $ 600 for my car payment. 😥
Insurance rates just went up at the beginning of the year for all CA residents too because of some other stupid reasons.
But 300 seems excessive in terms of how much you are being asked to pay. Even with an accident. Hell, my ex husband had a DUI that killed us in terms of car insurance. But good god, 300 is like another car payment.
Sagittarius are terrible with their money 😕😫click to expand
That's insane to up your insurance when it wasn't your fault. Was the other driver insured ? cause normally if it's their fault, their insurance company pays and their rates go up.
I have Allstate - they didn't change my policy a penny for an accident where it wasn't my fault. Change insurance companies. If this was your first accident in years, they will take you. Check 3 and get quotes.
I have Allstate - they didn't change my policy a penny for an accident where it wasn't my fault. Change insurance companies. If this was your first accident in years, they will take you. Check 3 and get quotes.
Posted by RedbullI was talking with my boss about it and she said I should call and talk to my insurance company. I will try that first.
I heard its 3 years. My rates went up too and trying to ride it out. (more cautiously of course). Dont know why you get penalized for a no fault accident really.
Allstate gives those discounts for every year with no accidents, not sure if that is all accidents or just at fault ones. It might be that. But ya call some other places, that's insanely high, but you will be required to maintain certain levels of coverage and deductibles if you financed that Beauty.
Posted by justagirlThanks so much. I will keep shopping around. 👍
Allstate gives those discounts for every year with no accidents, not sure if that is all accidents or just at fault ones. It might be that. But ya call some other places, that's insanely high, but you will be required to maintain certain levels of coverage and deductibles if you financed that Beauty.
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