What financial expectations do you have from your bf/gf/partner?

50/50? Does one of you contribute more than the other? What about when you live together?

Interesting.. Following

Why's joint bank accounts so big deal in USA?? I never understood this. When I divorced my ex he took everything, transferred whole money to another account. What's the point of joint account, securing relationship?? that you won't be going anywhere if you are bound to another? sort of legal chains? I should admit it's good idea if the main goal is to keep track of money and know exact expenses, where, when and the amount of money being spent, Otherwise I'm not fan of it. Explain please? as for contribution and the concept of 50/50, peoples spending habits are different, I might not be able to keep up with my partners expensive taste in restaurants/entertainments so obviously I'm left aside unless he wants to finance me as well. What if there's big gap between our paychecks? how do people go about that usually? how do you sort out and overcome any differences?

there are joint and separate accounts. we put money together for the household but we also keep our own money apart. we don't believe something we earn belongs to someone else. it's a method of independence. and it's no big deal. we talked about this before we married and were in full agreement. we take care of each other but we don't financially depend on each other. we have our own success. if there was ever a need for help, of course we'd support one another. but we stand on our own merits

enough money to live comfortably, we should share our expenses. for small things that i want,i can just get it myself. its seem never good to depend on a guy for money

Posted by _VirgoGent_

I believe financial alignment is a must once the relationship is reaching the stage of marriage. Failure to have alignment in this area is one of the biggest reasons relationships/marriages fail. I need too know how the other person views personal finance and what their financial goals are. I'm a firm believer in living by a budget and knowing where every penny is spent.

I too believe in having a joint account where all of our money is initially pooled. We will then pay our bills out of it. We'll also have a joint savings account for emergency funds and investment purposes. A certain percentage of our monthly income will go into that. I do not want our monthly expenses to ever exceed 50% of our income. I'd be most comfortable around no more than 30% .

Once our necessities are taken care of along with our savings and investments, we'll split the left over as our walking around money, spend as you wish.

Spoken like a true Virgo

Except there was that one thread where Virgo ended up being one of the three signs with the most debt problem :p

Posted by blvckphvse

I expect 50 / 50, never expected a man to provide for me, only to hold up his own end and meet me halfway on the necessities we both use. But of course being one of few women who don't expect a man to provide for her, I end up getting stuck with the ones who won't even meet halfway. -_-

Why do you think that happens? I'd think you'd be able to attract men with better financial means because of that?

I’ve learned to have separate and one joint. Each puts money into the joint to pay bills. Things you choose to handle together can also go in the joint.

I would truly wish it wasn’t necessary. But honestly it caused a lot less problems in marriage #2 than the other way. If both are financially responsible than it’s not a problem though.

Separate bank accounts

Separate houses

😆

No man will live w me, UNLESS he is my *husband*. Period.

Now, if we're married, I'm fine with 50/50. I'm also open to him carrying the majority of the bills, if he is a "traditional" man. I'm quite independent so, I generally *don't* ask for ANYTHING. It's easy for me to take care of things on my own. But when coming together, I know if have to compromise because a man NEEDS to feel like they can *take care* of a household.

Additionally, I don't believe in shared accounts. I'm happily divorced but we never had a joint account and didn't care to.

I have a man-friend now and he's quite a man ❤️ He gives me SO much love and I'm now noticing that he wants to give me more (monetarily, gifts, etc). It's hard though to "accept". I'm very, very used to doing and attaining almost everything on my own. But, I'm learning to bend, but only a little bit.

Posted by Aliensusedourbogroll

Posted by blvckphvse

I expect 50 / 50, never expected a man to provide for me, only to hold up his own end and meet me halfway on the necessities we both use. But of course being one of few women who don't expect a man to provide for her, I end up getting stuck with the ones who won't even meet halfway. -_-

https://thecrankybuddhist.com/2018/09/20/the-sad-ballad-of-the-pick-me-bitch/

class="bqfade">click to expand

"The Sad Ballad of the Pick Me Bitch?? "

I can't

LOL

I ain't sharing no bank account with husband, boyfriend, fiance, fake hubby, lover, etc.

Unless I am being a suga baby and they're my suga daddy 😂😂😂

Carry your own weight

Posted by Silverado

Joint bank account and as long as we can prosper together financially, that's all that matters to me.

Her name on the bank account with you - that’s all it takes from her?

That’s is so Scorpio of you ❤️

God Bless Scorpios...👍💅🏻👏

Do NOT have a joint account!

There is absolutely no point of it in this day and age. Only idiots have it, and I mean it 100% when saying idiots. I was an idiot once too, never again!

The monthly payments should be divided equally and taken directly from individual accounts. If you need to buy things for the house or children, plan in advance, save it, borrow it....but pay 50-50.

Your extra money is YOUR money and it's up to you how you invest or spend it.

Never had a joined account with anyone. For me has always been according to who earns more. If I do I pay for more things. If he does he will. Never really planned.

For me it’s very important that it just feels natural. If one earns more it makes sense that that person will want to go out and expend more money on better things and it will be unfair to expect the other person to pay for half.

My fiance and I have what is a "role reversal". I make about 10 times more than him a month.

And it is still our money. He pulls his weight with the income he gets, as do I. We have a joint account, and discuss any purchases over 100 with each other.

We both have ex spouses that were often times selfish because they earned more during our respective marriages at differing times. His when he got medically discharged from the Air Force, and mine while I was a stay at home mom. Both of us were belittled for earning far less than the spouse at the time. So both of us, will not, do that to each other this time around.

As long as he works, and earns income that will pay for his "half" of the household bills, that is all that matters.

Posted by _VirgoGent_

I believe financial alignment is a must once the relationship is reaching the stage of marriage. Failure to have alignment in this area is one of the biggest reasons relationships/marriages fail. I need too know how the other person views personal finance and what their financial goals are. I'm a firm believer in living by a budget and knowing where every penny is spent.

I too believe in having a joint account where all of our money is initially pooled. We will then pay our bills out of it. We'll also have a joint savings account for emergency funds and investment purposes. A certain percentage of our monthly income will go into that. I do not want our monthly expenses to ever exceed 50% of our income. I'd be most comfortable around no more than 30% .

Once our necessities are taken care of along with our savings and investments, we'll split the left over as our walking around money, spend as you wish.

My virgo bits just orgasmed. No to joint bank account though.

Each, me or him, need to be able to pay the bills just in case either loses their job or wants to pursue a passion.

If I was married I would expect the man to do most of the financial carrying ( Just how I was raised )

Me and the pisces trade off with money. One treats the other and vice versa. We have a really good ebb n flow. He probably pays for more stuff though.

Almost all my boyfriends were like this and had no problems with it except the really broke one who has a mountain bum. I will not date people ever again who don't have provider qualities. Male or female doesn't matter who should have that spirit about you.

If you can only care for yourself you have no business being in a relationship.

Posted by blvckphvse

I expect 50 / 50, never expected a man to provide for me, only to hold up his own end and meet me halfway on the necessities we both use. But of course being one of few women who don't expect a man to provide for her, I end up getting stuck with the ones who won't even meet halfway. -_-

That's why you need to raise your standards

separate bank accounts we split the cost of bills/groceries and typically just even out the rest of the spending by spotting each other