LadyNeptune
@LadyNeptune
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DXP Home Owners.... (Page 2)
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Posted by LadyNeptuneNow you want to talk about expensive- earthquake insurance. Holy hell. And you have to pay that shit up front. It's not easier monthly payments like homeowners. I got a quote for my small place and it was like 900-1000 for the year, but that ish had to be paid up front, OR two payments, 30 days apart, which really doesn't mean shit.Posted by rockyroadicecreamI design fire proof landscapes for new builds all the time, there's ways to fire proof your property. Plus shipping containers are made of steel and virtually indestructible.Posted by LadyNeptuneFires and earthquakes. That whole area you're pining over is a fire zone.
This is the view from the property I saw the other weekend in eagle rock. Gorgeous view of dtla, 6,900 square feet for 99,000.
The rocky hillsides aren't favorable to earthquakes either. Why talk investment when you're looking into some high risk areas?
As for earthquakes, I'd have to consider that as part of the equation. Concrete footings into the bedrock are a must.
And obviously I would get insurance.
click to expand
Needless to say, earthquake insurance isn't very popular or purchased all too often by a lot of homeowners. They just cross their fingers for federal disaster relief.
Posted by LadyNeptuneMy brother and I have been contemplating selling this place because we'd be making a chunk of a profit based on current housing prices vs what's left on the mortgage. But we're staying put for the meantime because our mortgage is lower than almost all rent in Cali.Posted by rockyroadicecreamYes this is one of the things that scares me, we are long overdue for a crash.
Dude, that whole area is horrible to even shop for right now. It's all under "hipster/gentrified" transition and everything is artificially inflated since people will stupidly pay the prices there.
Try further east. Everything west of the 605 is overpriced like that. It's nice to be able to get something in the area, but the more you pay now, the worse it'll be when the market crashes again- and it will.
I'm not ready to pull the trigger yet on anything. Just starting to explore my options.
Posted by LadyNeptunePasadena is going through some serious gentrification as well. Funnily enough, my brother told me about an article he read today that said LA is now overshadowing San Francisco in terms of real estate and the fuckery that most of it is.Posted by rockyroadicecreamI need to be west though because my office is in the valley and I have the majority of clients out west (Malibu, Sherman oaks, Santa Clarita, etc).
Dude, that whole area is horrible to even shop for right now. It's all under "hipster/gentrified" transition and everything is artificially inflated since people will stupidly pay the prices there.
Try further east. Everything west of the 605 is overpriced like that.
Id love to buy in Pasadena where I'm renting now, but it's way too pricey. And I really can't go further east cause commuting is already threatening my sanity.
Echo park/silver lake seem to be areas that are undergoing the most gentrification. Eagle rock and Glendale a little bit less, but it'll eventually reach every area of la. I find burbank and the valley repulsive in general. Hollywood is over rated. And the west side (palisades/Santa Monica) are also out of reach financially. Plus friends/family/bf are in oc so it makes more sense to live east of dt.
I need to do more exploring. La Canada is nice.
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lol@ Burbank/the valley and Hollywood. Troof.
Tbh, I'm fine where I'm at, way out in the good ol' I.E. All the fun shit west of here is still an okay commute, but don't have to worry about the insanity that resides west of the 605.
It's actually developed a shit ton out this way in the last decade. I'll venture toward LA once in awhile but gag. We're pretty self sustaining out here and can find just about anything here that's out there too. The OC region isn't too bad either. If I were to move anywhere by choice, I'd probably consider that area. But tbh, I'd rather stay put out here. We have amazing views of the mountains here haha.
Posted by LadyNeptunethat's nice. i was thinking about adding a small meeting room in the back yard (12x10 or 12x12. no bathroom) and looked at modern shed & studio shed. would cost ~ $ 20K w/ finished interiorPosted by iCloud9I installed a studio container home for one of my clients (backyard office) and for an additional fee the company we ordered from dealt with all the permitting for the city. It was actually a pretty smooth process and cost 1/3rd of what new construction would've cost and was twice as fast.
some of the prefabs look pretty nice like protohomes and vipp. i'd assume prefabs are not exempt from local building code so protohomes can be a safe bet given that they are in LA
too bad we have a house that we need to gut out and remodel. have been procrastinating by doing dxp — so stressed lol
http://www.honomobo.com/h01/click to expand
hmm... thx for the link to honomobo. love that shipping container style . i'd be content to drop one of those in hawaii with a water front lol
Posted by hydorahI didn't think about Alaska. lolPosted by Koniuchaawhat about alaska, it must be pretty cheap in some placesPosted by LadyNeptuneMy cousin lives in West Hollywood and I visit often, so I know how crazy it can be.Posted by KoniuchaaRead an article the other day on how young people 18-30 are moving away from la because of the high cost of living.
California is so expensive, I can't even imagine how people do it.
I like to visit thoughclick to expand
that area must be super cheap.
but I would rather NOT live there. one month a year for summer...no thanks.
Posted by Redbullyour experience and being out of work due to recessesion sounds so real.Posted by LadyNeptuneThe first time I bought a house I bought it the conventional way with a mortgage. Everything was amazing until I got laid off soon after haha. Unemployment, etc and somehow I held on for several months until I got called back to the job. Then came the recession got laid off again and eventually lost the house. Had to sacrifice and fortunately had help and eventually was able to buy a house cash years later. Needs a lot of work already did a lot of work. Its a whole different feeling knowing you own it outright but I understand why people need mortgages. The advantage to the mortgage way was it was move in ready. Now no payments but the money i saved on purchase in part goes into making it livable. Things I learned the first time contributed to the second time.
I want to hear from all of you about your home buying experience.
What do you wish you would've know before signing your mortgage?
Did you buy from an emotional standpoint, purchasing your forever home?
Or did you buy something as an investment that you will turn around and sell at some point?
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maybe get a couple of roommates, or maybe family members to stay and help with payments.
one of my uncles is super old now, and can't afford to pay the house, so he allows his sister and family to help pay the bulk.
and the sister and her family are paying towards the house and everything, so he's fair. He'll give them part of the house when he dies, because his children are already well off with their own homes., bigger homes. edit and he's cancer sun, so he's verrrrryyyy good with money. lol and very fair too.
@ladyneptune okay here are some pics.
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
Posted by febyThanks Feby. i never thought i would be a homeowner, bought in 2011 after many years of tears, sweat an rebuilding my credit that was destroyed when i was young and in love and supported my boyfriend and bills piled up. lolPosted by justagirlBeautiful home! I'm hoping to get into something in the next year or so
okay here are some pics.
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
click to expand
Posted by feby*hugs* ya.. when they hound you every day 6 times a day lol *shudder* you will get your home soon Feby, i feel it 🙂Posted by justagirlI know you know what you're doing. ?Posted by febyThanks Feby. i never thought i would be a homeowner, bought in 2011 after many years of tears, sweat an rebuilding my credit that was destroyed when i was young and in love and supported my boyfriend and bills piled up. lolPosted by justagirlBeautiful home! I'm hoping to get into something in the next year or so
okay here are some pics.
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
I helped build up my bfs credit but his was just a lack of credit history so I opened shit up for him and put him on auto pays with low balances and higher revolving credit lines....that seemed to help some. His is higher than mine now-_-
Mine took a hit when I closed the business and money got tight. Now when I think back of those cards calling me it saddens me....like a dirty secret was how it felt for me. At least now I'm phone call free but fuck that was a tough time
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Posted by justagirlI love!!! Thanks for sharing.
@ladyneptune okay here are some pics.
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
Loving how seamless the indoor/outdoor transition is here.
Have an appointment to see this lot this weekend. 7,400 sf for $ 43,000 which is an insanely good deal. Cross your fingers for me.
Love the passion homes pre-fab the best but they haven't got back to me with price yet. Biting my fingernails over here...
Posted by LadyNeptuneyes I'm a home owner. but before I get into some chilling details, there's a small favor I want you to do. if you don't mind 😄.
I want to hear from all of you about your home buying experience.
What do you wish you would've know before signing your mortgage?
Did you buy from an emotional standpoint, purchasing your forever home?
Or did you buy something as an investment that you will turn around and sell at some point?
Posted by Fun4LifeIt's a lot for sale, no home is built there.
7400 Sq Ft for $ 43K - how old is the home, and what kind of siding - and location?
For that price, there's something not right, or it needs a ton of work.
Posted by PanelaNo I will not send you a picture of my feet.Posted by LadyNeptuneyes I'm a home owner. but before I get into some chilling details, there's a small favor I want you to do. if you don't mind 😄.
I want to hear from all of you about your home buying experience.
What do you wish you would've know before signing your mortgage?
Did you buy from an emotional standpoint, purchasing your forever home?
Or did you buy something as an investment that you will turn around and sell at some point?
click to expand
Posted by LadyNeptune😆 no that's not what I wanted.Posted by PanelaNo I will not send you a picture of my feet.Posted by LadyNeptuneyes I'm a home owner. but before I get into some chilling details, there's a small favor I want you to do. if you don't mind 😄.
I want to hear from all of you about your home buying experience.
What do you wish you would've know before signing your mortgage?
Did you buy from an emotional standpoint, purchasing your forever home?
Or did you buy something as an investment that you will turn around and sell at some point?
click to expand
but I'll tell you anyway. its not really chilling but me and my woman got a good deal on our crib. couldn't pass up that opportunity and the fact that I came to the conclusion that it was about time I start owning instead of renting. tho I'd like to someday sell this house and my beloved properties and move to California. which I'm kinda considering.
Posted by Fun4Life
7400 Sq Ft for $ 43K - how old is the home, and what kind of siding - and location?
For that price, there's something not right, or it needs a ton of work.
Posted by LadyNeptune
Have an appointment to see this lot this weekend. 7,400 sf for $ 43,000 which is an insanely good deal. Cross your fingers for me.click to expand
Posted by rockyroadicecreamLol.Posted by Fun4Life
7400 Sq Ft for $ 43K - how old is the home, and what kind of siding - and location?
For that price, there's something not right, or it needs a ton of work.Posted by LadyNeptune
Have an appointment to see this lot this weekend. 7,400 sf for $ 43,000 which is an insanely good deal. Cross your fingers for me.
click to expand
Rocky I wasn't planing to purchase anything for another year at least but I'm finding alot of new lot listings in my target area for great prices. The existing homes built on this street (where the lot for sale is) range from 800k+. Gonna do some hunting and see what my options are.
This one's more money, but the view is kinda amazing!
Posted by febylovely home!Posted by justagirlBeautiful home! I'm hoping to get into something in the next year or so
okay here are some pics.
downstairs
kitchen
outside,, while it was being built
inside during build.
backyard before i started work on it, wish it was bigger for sure
click to expand
it looks like it's in California or somewhere Southwest.
how come no trees?
have you thought about those abandoned homes? I bet they are super cheap.
@lisabeth It's really expensive to move them and I'd like something more modern. I'm finding pre-fab/shipping container housing to be pretty reasonably priced.
HonoMobo has some decent models
Posted by LadyNeptuneEagle rock?
This one's more money, but the view is kinda amazing!
I built a house and worked my entire life until now to pay it off....
I would never do it again because you only live once, enjoy all the things life has to offer.
i've missed things because of that payment obligation. Now i sold my house and just want to enjoy as long as i can.
I would never do it again because you only live once, enjoy all the things life has to offer.
i've missed things because of that payment obligation. Now i sold my house and just want to enjoy as long as i can.
Posted by rockyroadicecreamBorder of eagle rock and Glendale. It's technically Glendale though.Posted by LadyNeptuneEagle rock?
This one's more money, but the view is kinda amazing!
click to expand
Posted by LindaaaatjeHow much did construction cost you?
I built a house and worked my entire life until now to pay it off....
I would never do it again because you only live once, enjoy all the things life has to offer.
i've missed things because of that payment obligation. Now i sold my house and just want to enjoy as long as i can.
How stressful and time consuming was the permitting process?
Did you make a profit when you sold? Large enough of a profit to make the headache worth it?
massive lot, 15,000 sf for 79.5k
Then there is this lot which is extremely flat in comparison to the rest I've seen so far.
Really digging this pre fab floorplan from stillwater dwellings.
View from every room...even the front door. Me likey
9,000sf for 45k. This ones a steal!!
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Id love to buy in Pasadena where I'm renting now, but it's way too pricey. And I really can't go further east cause commuting is already threatening my sanity.
Echo park/silver lake seem to be areas that are undergoing the most gentrification. Eagle rock and Glendale a little bit less, but it'll eventually reach every area of la. I find burbank and the valley repulsive in general. Hollywood is over rated. And the west side (palisades/Santa Monica) are also out of reach financially. Plus friends/family/bf are in oc so it makes more sense to live east of dt.
I need to do more exploring. La Canada is nice.